A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
Fayetteville, NC Job Details Full-time $30,000 - $80,000 a year 1 day ago Benefits Flexible schedule Qualifications Customer communication Full Job Description Overview Join our dynamic team as a Life, Accident, and Health Insurance Agent, where your energy and passion for sales will drive meaningful connections with clients seeking comprehensive insurance solutions. In this role, you will actively engage with prospects and existing customers through outside sales efforts, providing expert guidance on insurance products that protect their health, lives, and assets. Your enthusiasm for customer service combined with your negotiation skills will help you build lasting relationships and deliver tailored benefits that meet individual needs. This position offers an exciting opportunity to grow your career in a fast-paced environment dedicated to making a positive impact on people's lives. Responsibilities Conduct outside sales activities by reaching out to prospective clients through various channels such as telemarketing, community events, and networking. Present and explain insurance policies related to life, accident, health, property casualty, and commercial insurance to potential clients. Negotiate policy terms and coverage options to align with client needs while ensuring compliance with insurance regulations. Build and maintain strong customer relationships through personalized communication and exceptional service. Manage sales administration tasks including CRM system updates, benefits administration documentation, and client records management using Microsoft Office tools. Analyze client requirements to recommend suitable insurance products; assist clients in understanding policy details and coverage benefits. Stay informed about industry trends, regulatory changes, and product updates to provide accurate advice and maintain compliance. Qualifications Proven experience in outside sales, retail sales, or telemarketing within the insurance or financial services industry. Strong negotiation skills with the ability to communicate complex information clearly and confidently. Knowledge of property casualty, life, accident, health insurance products, and insurance regulation standards. Familiarity with CRM systems for client relationship management and sales tracking. Excellent analysis skills to assess client needs and recommend appropriate solutions. Multilingual or bilingual abilities are highly desirable for serving diverse customer bases. Proficiency in Microsoft Office Suite for documentation and communication purposes. Exceptional customer service skills with a focus on building long-term client relationships. Understanding of benefits administration processes related to insurance policies. Embark on a rewarding career where your proactive approach and dedication can truly make a difference!
