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Independent Life Insurance Agent
Career Insights for Life / Health Insurance Sales Agent
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Scorecard
Based on California data
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What they do
A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
$71,924 / year median in California
-6% projected decline
Job Description
Training & Support:
Step-by-step training (insurance basics, sales skills, systems, and compliance) Ongoing mentorship and coaching Licensing guidance for the state of CA. Remote systems and tools providedWork Schedule & Location:
90% remote / work from home Flexible hours (part-time or full-time based on your availability) Ideal for parents managing childcare, school schedules, or household responsibilitiesCompensation:
Commission-based pay (1099 independent contractor role) Paid directly by insurance carriers after appointment Income is performance-based; no income cap No base salary, hourly wage, or employee benefits Licensing & Compliance (Important): This is a self-employed, independent contractor position , not an employee role Candidates must obtain and maintain a valid Life Insurance Producer License in their resident state prior to selling We are unable to guarantee earnings Not affiliated with or endorsed by theState of California California Notice:
This opportunity is offered through a licensed Independent Life Insurance Agency. Agents operate as independent contractors and are paid commissions by insurance carriers.Why Join Our Team? Be your own boss while working independently Flexible schedule—full-time or part-time Unlimited income potential based on your effort Performance bonuses, incentive trips, and recognition programs Comprehensive training and one-on-one mentorship Leadership development and personal growth Opportunity to build passive and residual income Make a lasting difference in the lives of families and your community