Modifications Underwriter Specialist

PENNYMAC

Pennymac (

NYSE:

PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Modification Underwriting Specialist reviews application documents received from the customer to either clear the condition or request additional missing items. As the Specialist , you will make the initial determination of a complete application to refer the file to an Underwriter. The Modification Underwriting Specialist will : Follow established guidelines to determine if the documentation is sufficient to satisfy underwriting guidelines Review should contemplate Fraud and all "red flags" addressed or escalated as appropriate Input any required information into the underwriting module accurately and within established time frames Revise underwriting conditions to communicate any stipulations to the customer in a clear and concise fashion Review Initial Package for Completeness Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Must maintain confidentiality of sensitive information Strong communication skills, both verbal and written Excellent critical thinking, problem solving, mathematical skills and sound judgment Financial Services and, if possible, mortgage industry experience preferred Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home:

Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.

Some key benefits include:

Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/ additional-benefits

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Compensation:

Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range

• Building skills and experience in the role Mid-range
• Experience and skills align with proficiency in the role Higher in range
• Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $40,000
• $60,000 Work Model OFFICE