An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
Commercial Insurance Underwriter Vitus Search Group - 4.5 Maitland, FL Job Details Full-time $90,000 - $120,000 a year 3 days ago Benefits Health insurance Dental insurance Paid time off 401(k) 5% Match Vision insurance 401(k) matching Life insurance Qualifications Customer communication Financial sales Marketing Research Analysis skills Bachelor's degree Marketing Full Job Description Overview Join our dynamic team as a Commercial Multi-Line Underwriter, where you'll play a pivotal role in assessing and managing risk within our commercial insurance and lending portfolios. This energetic position offers the opportunity to leverage your financial expertise, analytical skills, and industry knowledge to make impactful underwriting decisions. As a key contributor, you'll collaborate with clients and internal teams to ensure sound financial practices while supporting the growth and stability of our business. Your proactive approach and keen eye for detail will drive success in a fast-paced, rewarding environment. Responsibilities Evaluate and analyze commercial insurance applications, financial statements, and credit reports to determine risk levels and underwriting eligibility. Conduct comprehensive risk assessments using financial modeling, cash flow analysis, and industry research to inform underwriting decisions. Negotiate terms and conditions with clients, ensuring compliance with loan regulations and company policies. Collect and interpret data related to financial performance, industry trends, and market conditions to support accurate underwriting. Prepare detailed financial reports, risk analysis summaries, and underwriting documentation for review by senior management. Collaborate with sales teams, brokers, and clients to facilitate loan origination processes while maintaining high standards of compliance and fraud prevention. Monitor existing portfolios for risk exposure, conducting ongoing financial analysis and forecasting to support portfolio management strategies.
The ideal candidate will have:
A minimum of 5 years of commercial multi-line underwriting experience in Florida. Strong knowledge of commercial property and casualty insurance coverages. Experience underwriting small and large/complex risks. A bachelor's degree in business, finance, risk management, marketing or equivalent experience. Strong sales & marketing skills. Successful track record of developing productive agency relationships. Excellent communication skills, able to clearly and effectively communicate the company's message during agency/client meetings & presentations. Industry designation(s) preferred. Embark on a career that combines analytical rigor with strategic decision-making! We're looking for motivated professionals eager to apply their financial acumen in a vibrant environment that values precision, innovation, and growth. If you thrive on challenge and want to make a tangible impact through your expertise in commercial underwriting—this is the opportunity for you!
Pay:
$90,000.00 - $120,000.00 per year
Benefits:
401(k) 5% Match Dental insurance Health insurance Life insurance Paid time off Vision insurance