Underwriting Associate

Overview of Position The Underwriting Associate supports the development and execution of auto protection products by applying underwriting guidelines and rating logic, evaluating risk submissions, and drafting pricing proposals that are designed to drive profitable growth and meet client needs. This role is responsible for interpreting eligibility criteria, handling contract and pricing exceptions, and documenting decisions in a clear, defensible manner to support audit and regulatory requirements. The position partners cross-functionally with account representatives, actuarial, and implementation teams to operationalize underwriting decisions. In addition, the Underwriting Associate monitors trends in underwriting performance and recommends adjustments to pricing to maintain portfolio profitability. The role requires strong analytical and technical skills, including proficiency in data tools and clear written communication, to deliver concise, stakeholder-ready insights and maintain high standards of operational rigor. What will my duties and responsibilities be in this job? Support underwriting for auto protection products by applying eligibility/rating guidance, handling exceptions, documenting decisions for audit/regulatory needs, and partnering with account reps/product config/actuarial using strong communication, data, and reporting skills.

Key responsibilities include:

Underwriting + rating fundamentals: interprets underwriting guidelines and rate/rule logic; documents rationale consistently Exception handling experience: reviews contract/terms, determines appropriate billed vs. system cost outcomes, logs exceptions, and communicates clear approve/decline decisions Operational rigor: follows defined procedures, maintains clean audit trails, and handles confidential information appropriately Cross-functional coordination: partners effectively with account reps, implementation/config teams, and stakeholders to operationalize underwriting decisions Regulatory/filing awareness: understands the importance of defensible documentation and compliance-minded decisioning Strong analytics toolkit: Must be proficient in SQL + Excel; a working knowledge of Python is preferred, but not required Power BI comfort (nice-to-have): Power BI familiarity and ability to document data logic is a plus Clear written communication: concise decision summaries and stakeholder-ready updates What are the requirements needed for this position? Bachelor's degree in Insurance, Finance, Economics, Statistics, Risk Management or Mathematics At least 2 years overall professional experience CPCU, ARM, AU or ARe designations #

AssurantProudMS Pay Range:

$56,200.00 - $94,100.00 Any posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. If there is no posting end date listed then this is a pipeline requisition, and we will continue to collect applications on an ongoing basis. Helping People Thrive in a Connected World Connect with us. Bring us your best work and your brightest ideas. And we'll bring you a place where you can thrive. Learn more at jobs.assurant.com. For U.S. benefit information, visit myassurantbenefits.com. For benefit information outside the U.S., please speak with your recruiter. What's the culture like at Assurant? Our unique culture is a big reason why talented people choose Assurant. Named a Best/Great Place to Work in 14 countries and awarded the Fortune America's Most Innovative Companies recognition, we bring together top talent around the world. Although we have a wide variety of skills and experiences, we share common characteristics that are uniquely Assurant. A passion for service. An ability to innovate in practical ways. And a willingness to take chances. We call our culture The Assurant Way. Company Overview Assurant is a leading global business services company that supports, protects, and connects major consumer purchases. A Fortune 500 company with a presence in 21 countries, Assurant supports the advancement of the connected world by partnering with the world's leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended service contracts, vehicle protection services, renters insurance, lender-placed insurance products, and other specialty products. AI and Biometric Usage Assurant supports the responsible use of Artificial Intelligence (AI), but we want to know the real you. Visit our AI Usage Guidelines page to understand what we expect from applicants regarding their use of AI during the application process. Employment is contingent upon completion of a required identity verification process, which may include biometric technology, where permitted by applicable law and subject to applicable notice and consent requirements. See our Privacy Notice to learn about Assurant's privacy practices, including our use of AI-enabled technology, automated decision making, and biometric information. Equal Opportunity Statement Assurant is an Equal Employment Opportunity employer and does not use or consider race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law in employment decisions. Job Scam Alert Please be aware that during Assurant's application process, we will never ask for personal information such as your Social Security number, bank account details, or passwords. Learn more about what to look out for and how to report a scam here. We work with the world's top brands to make smart devices simpler. Vehicles last longer. Homes more secure. Problems easier to solve. And we volunteer in communities all over the globe to help the world become a greener, better place. We come from a variety of countries, cultures, and backgrounds. But we're united by our enduring values of common sense, common decency, uncommon thinking, and uncommon results. So connect with us. Bring us your best work and your brightest ideas. And we'll bring you a place where you can thrive.