Find Jobs
Find Jobs Near You – Available Work in Your Location
Underwriter II, General Construction
Career Insights for Insurance Underwriter (General)
See where this job fits in the broader career landscape. Knowing your career path helps you see what's possible from here.
Scorecard
Based on Nebraska data
Review key factors to help you decide if this role fits your goals. How is this calculated?
What they do
An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
$79,504 / year median in Nebraska
-13% projected decline
Job Description
Essential Responsibilities:
Review and price policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority. Utilize underwriting tools to determine accurate classifications, rates, and premium charges. Interact in person, via email, and by phone with brokers to obtain further risk-specific details, negotiate terms and pricing, and explain company positions. Manage assigned portfolio in underwriting territory, including the performance (GWP, loss ratio) of assigned brokers. Create, analyze, and interpret data from various reports/dashboards. Complete underwriting analysis and maintain complete underwriting file. Resolve audit disputes within assigned territory. Review state laws, including cancellation and non-renewal, within assigned territory to properly transact business within the state. Participate in educational sessions within the department. Qualifications /Experience Required:
Bachelor's degree and three-plus years related insurance experience and/or equivalent combination of education Three years underwriting experience with authority, preferably in FI lines Proven track record of driving profitable growth Advanced knowledge of computer programs, including Word, Excel, and Outlook Demonstrates an understanding and ability to effectively engage in the negotiation process Strong oral and written communication skills Previous insurance educational work, IIA and CPCU designation preferred Detail oriented with initiative and the ability to work independently in a fast-paced environment Excellent analytical skills Ability to travel The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, this position is eligible for an annual bonus based on company and individual performance as well as a generous benefits package. Richmond & Omaha Pay Range $74,052- $121,992 Chicago Houston & Albany Pay Range $$81,294
- $134,232 Los Angeles & York City Pay Range $88,842
- $146,472
PLEASE NOTE:
Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400. Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities. Core Values At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we aspire to be- guiding how we work, how we lead and how we succeed.