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Senior Non-QM Underwriter

Job

Leoforce

Cranford, NJ (In Person)

$100,000 Salary, Full-Time

Posted 1 week ago (Updated 1 week ago) • Actively hiring

Expires 6/28/2026

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Job Description

Senior Non-QM Underwriter Leoforce
  • 3.
0 Cranford, NJ Job Details $100,000 a year 1 day ago Benefits 401(k) Qualifications Income verification (loan underwriting) Income verification Handling customer inquiries Regulatory compliance Collaborating with government agencies Risk assessment Automated underwriting
Full Job Description Experience:
Senior Level Salary:
$100,000
  • $100,000 per year Job Details
  • Key Responsibilities Underwrite Non-QM loans plus Conventional, FHA, Jumbo, Bond, and even VA Manage files from initial decision through Clear-to-Close (CTC) Strong experience underwriting Non-QM programs (Bank Statement, DSCR, Asset Utilization, ITIN) Analyze complex incom,e including self-employed borrowers Partner with Retail Loan Officers and Wholesale brokers Maintain SLA turn times while protecting credit quality Work with Loan Originators to restructure loans Respond to underwriting scenario desk inquiries Required Skills & Experience 5+ years current front-line underwriting experience 2+ years hands-on Non-QM underwriting Active VA LAPP/SAR and FHA DE authority strongly preferred Strong DU/LP and manual underwriting knowledge Advanced self-employed income analysis skills Advanced rental income analysis skills Experience in Encompass or comparable LOS Ability to manage production pipeline independently Strong understanding of secondary market requirements Ability to respond to investors and government agencies to resolve deficiencies that may arise Team player with a strong commitment to customer service Excellent verbal and written communication skills A bit about us:•
Wanted:
Experienced Senior Non-QM Underwriter with strong conventional and government loans experience
  • Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience
  • We are adding a Senior Non-QM Underwriter to support both our Retail and Wholesale channels.
This is a live-file underwriting role responsible for reviewing, decisioning, and clearing loans through Clear-to-Close in a fast-paced environment. We need a Senior Non-QM Underwriter with strong conventional and government underwriting experience too. Don't miss this great opportunity. Apply today. Interviews are going on now! Why join us?
  • Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience
  • Competitive base salary
  • depending on experience and certifications Full Benefits with 401(k) Annual Bonus Option Supportive culture, opportunities for learning, and accessible management!
Plus so much more... #accounting-finance #compliance #regulatory #de #sar #chums #lapp #va #non-qm #underwriter #fha #encompass #non-qm #jumbo #analytical #fhlmc #fnma #risk #investors #direct-endorsement #1099 #agency #assets #guidelines #risk-assessment #conditions #investor-guidelines #non-agency #dscr #asset-depletion #itin #bank-statements #foreign-national #assess-risk #non-agency #non-qm-underwriting #complex-loans #managing-conditions #non-qualified-mortgage #jumbo-non-qm #atr-in-full #interest-only #pandl-programs #wvoe #condotel #business-purpose #tier1