An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
Distribution Representative - Maryland/Delaware Territory (Remote) 2026-07-28 Njm Insurance Group all cities,
AK Description:
Distribution Representative - Maryland / Delaware Territory NJM Insurance Group, a leading mid-Atlantic property casualty carrier, seeks to expand distribution partner relationships, new business, and products in Maryland and Delaware. As part of that expansion, we are seeking an experienced Distribution Representative in Commercial Lines. This Distribution Representative will be based in the greater Maryland market (southern Delaware or Maryland strongly preferred), so that they can work closely with existing and new distribution partners to secure new business for the organization.
Essential Duties and Responsibilities:
Match existing Maryland / Delaware agent relationships and books of business opportunities with those of NJM Based on this analysis recommend for appointment new commercial lines distribution partners in the territory. Ultimately through the review process sign up all appropriate agents based on the strength of these current relationships Pursue, upsell, cross-sell, recapture opportunities with agencies/brokers Coordinate New Business Proposal Meetings on key accounts to agencies and brokers; present NJM optional plans Key account pre-renewal discussion with agencies Review competitor plans with NJM underwriting to ensure best pricing offered Lead annual planning process. Implement and monitor throughout year Review underwriting appetite and services with agencies and brokers Attend POS (Point of Sale) when possible with agencies/brokers Assist with contracting new agencies/brokers Assist with onboarding and terminating agencies/brokers as required Maintain agency/broker profiles Attend corporate functions including Corporate Giving, Chamber of Commerce and Marketing events
Skills, Knowledge and Abilities:
Sales oriented with experience and successful track record selling standard commercial lines products in the noted territories Ability to communicate orally and in writing with others to explain complex issues Full knowledge of all commercial line's standard insurance products and usages Ability to manage multiple clients, tasks, and requests Adequate knowledge of rating procedures, coverages, and industry operations to effectively manage, maintain, and write assigned client and prospect lists Knowledge of insurance markets and reference to markets Knowledge of insurance underwriting procedures Results oriented with the ability to meet strategic goals as required for the assigned territory Excellent analytical, problem resolution, negotiating and project management skills Professional, committed, and self-motivated with the ability to focus on daily tasks Proficient with
Microsoft Office Outlook, Word, Excel Education and Experience:
Bachelor's Degree preferred (High School Diploma or GED required) Minimum 5 years' commercial insurance company experience in insurance industry, specifically in either Commercial Lines Marketing, Sales, Production Underwriting, Distribution and/or Relationship Management Specific knowledge of the commercial lines in the Maryland / Delaware marketplace as it relates to new agent appointments and account opportunities
Required Certifications or Licenses:
Must maintain and remain current with their producers' state licenses and continuing education credits. If you do not currently have an active license, you will be expected to obtain one within a defined period of time.
Compensation:
Salary is commensurate with experience and credentials.
Pay Range:
$88,176-$111,218 Eligible full-time employees receive a competitive Total Rewards package, including but not limited to a 401(k) with employer match up to 8% and additional service-based contributions, Health, Dental, and Vision insurance, Life and Disability coverage, generous PTO, Paid Sick Leave, and paid parental leave in addition to state-mandated leave. Employees may also be eligible for discretionary bonuses.
Legal Disclaimer:
NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business. Apply for this Job Please use the
APPLY HERE
link below to view additional details and application instructions. Apply Here Know someone who might be interested in this job?
