Senior Residential Quality Control Underwriter

Senior Residential Quality Control Underwriter (OOJ - 45312) 95000-105000 / US Dollars / Annual Salary NPAworldwide Recruitment Network update Last updated: May/04/2026 Job Description Senior Residential Quality Control Underwriter - Amherst, NY Build Something That Matters Our client is a fast growing, boutique firm that has expanded exponentially in 2025 and continues to grow and hire in 2026. With close to 30 employees, they are a small, highly selective company that focuses on finding the right fit for our collaborative, high performance culture. their size means there is a significant opportunity to grow, take on responsibility, and learn multiple aspects of the business. They value people who are positive, proactive, resourceful, and team oriented, someone who sees what needs to be done and jumps in to do it without being asked. They are not just filling a role, they are adding to a team that's working to build something ambitious. They are looking for people who want to contribute, grow, and take ownership of meaningful work. If you align with most of the requirements listed below and you bring strong fundamentals, curiosity, and the drive to learn, they encourage you to reach out to apply. Position Purpose The Senior Residential Quality Control Underwriter plays a critical role in a high-performing, deadline-driven environment focused on rigorous loan-level analysis, repurchase risk evaluation, and secondary market compliance. This role is ideal for a seasoned professional who brings strong technical underwriting expertise, sound judgment, and the ability to operate with precision while managing multiple priorities. You'll be trusted to think independently, communicate clearly, and contribute to a team that values both performance and collaboration. Beyond the technical work, this role requires the ability to confidently engage with internal stakeholders and external partners, including investors, issuers, and servicers, while representing the companies' capabilities and standards. You will also play an important role in supporting and guiding junior team members, helping to strengthen team capabilities while continuing to develop your own leadership skills. What You'll Do Re-underwrite previously closed and delinquent mortgage loans, including full credit, income, asset, and collateral analysis. Conduct representation and warranty testing and document findings in a clear, audit-ready format. Analyze complex borrower financials, including self-employed tax returns and layered income structures. Evaluate collateral using appraisals and supporting valuation tools. Review fraud detection findings and incorporate results into underwriting decisions. Interpret title reports, mortgage documents, and full loan files from origination through securitization. Ensure compliance with applicable regulations including TRID, RESPA, TILA, and QM/ATR. Support peer reviews and contribute to internal process improvements and system testing. Participate in deal and document reviews as needed. Provide mentorship and guidance to junior team members. Stay current with evolving regulatory requirements and investor guidelines. What Success Looks Like Success in this role isn't about perfection on day one, it's about impact, growth, and contribution. A successful team member will: Ramp up quickly by asking thoughtful questions and engaging deeply with the work. Take ownership of assignments and follow through with well-supported conclusions. Identify risks and opportunities, not just issues. Communicate clearly and confidently with both internal and external stakeholders. Contribute ideas that improve processes and outcomes. Support teammates, proactively share knowledge, and strengthen an already cohesive, collaborative environment. If you are considering leaving your current role, success would mean a feeling challenged in the right ways, growing your expertise, and knowing your work directly contributes to something meaningful What We're Looking For (Guidelines, Not Gatekeepers) 5-7+ years of experience in residential mortgage lending 3-5+ years of recent underwriting experience (production or QC preferred) Experience with Conventional, Non-Conventional, DSCR, Business Purpose, Jumbo, and/or Non-QM loans Familiarity with secondary market guidelines and underwriting frameworks Strong understanding of credit, income, assets, and collateral analysis Familiarity with AUS systems (DU & LPA) Experience with tools such as CoreLogic, LexisNexis, PACER, AM Best, and ComplianceEase is a plus. Knowledge of mortgage regulations including TRID, RESPA, Reg Z, Fair Lending, and QM/ATR If your experience does not align perfectly but you have transferable skills or strong underwriting fundamentals, we strongly encourage you to apply. How We Work (and Who Thrives Here) We have built a team that works well together, and we are intentional about adding people who enhance that dynamic.

The ideal candidate is:

Collaborative and team-oriented A strong communicator who listens as well as they speak Curious, adaptable, and open to feedback Self-motivated with a high level of ownership Detail-oriented but able to see the bigger picture Professional, respectful, and easy to work with In short: someone who contributes to a positive, productive environment and takes pride in both their work and how they work with others. Key Skills Strong analytical and forensic underwriting capability Excellent written and verbal communication High attention to detail and organization Ability to manage multiple priorities in a deadline-driven environment Proficiency in Microsoft Office (Excel, Word, PowerPoint) Ability to work independently while contributing to a team Discretion in handling sensitive and confidential information Initiative, adaptability, and a continuous improvement mindset Ability to mentor and support others We believe great work happens when people feel supported, challenged, and genuinely enjoy where they work. Competitive salary and comprehensive benefits Real opportunities for growth and advancement A collaborative, supportive, and high-performing team Exposure to complex, interesting deals and a wide range of products A culture that values ownership, ideas, and initiative Comfortable atmosphere with refreshments, team outings, and a fun, engaging office environment The opportunity to help shape processes and contribute to a growing platform Final Thought This is a high-impact role for someone who wants to deepen their expertise, take ownership of meaningful work, grow their leadership skills, and be part of a strong, collaborative team. Even if you're not sure you meet every qualification, we'd still like to hear from you.

Qualifications:

5-7+ years of experience in residential mortgage lending 3-5+ years of recent underwriting experience (production or QC preferred) Experience with Conventional, Non-Conventional, DSCR, Business Purpose, Jumbo, and/or Non-QM loans Familiarity with secondary market guidelines and underwriting frameworks Strong understanding of credit, income, assets, and collateral analysis Familiarity with AUS systems (DU & LPA) Experience with tools such as CoreLogic, LexisNexis, PACER, AM Best, and ComplianceEase is a plus. Knowledge of mortgage regulations including TRID, RESPA, Reg Z, Fair Lending, and QM/ATR Why is This a

Great Opportunity :

Great company, smaller boutique organization. Solid pay. Leadership role.

Pay Type:

Annual Salary

Pay Rate:

95000-105000

Currency Type:

US Dollars Visa sponsorship provided: No

Location:

Amherst, New York, USA

Remote Status:

No Remote

Pay Type:

Annual Salary

Salary:

95000-105000 / US Dollars

Occupational Categories:

Accounting/ Financial Services/ Investing Industry(ies): Banking / Lending/ Financial Services