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Job Description
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Texas Security General is seeking a Renewal Underwriter to join our growing team in San Antonio, TX! The Renewal Underwriter will review renewal insurance applications and assist with new business applications to evaluate, classify, and rate individuals and groups for insurance and accept or reject applications.
How You Will Contribute:
Examines documents such as application forms, inspection reports, insurance maps, and medical reports to determine the degree of risk based on factors such as the applicant's financial standing, age, occupation, accident history, and the value and condition of the property. Reviews company records to determine the amount of insurance in force on a single risk or a group of closely related risks and evaluates the possibility of losses due to catastrophe or excessive insurance. Underwrites or brokers renewal accounts, ensuring that all required information is obtained according to carrier guidelines. This includes completing proper applications, confirming quotes and binders in writing, issuing policies promptly and accurately, making state filings (where applicable), and ensuring taxes are paid in accordance with appropriate state laws. Secures payments on risks bound or written. Assists the Underwriter/Broker with the review, analysis, and underwriting of primarily renewal risks, as well as new business as directed. Rates accounts for premiums and terms, analyzes exposures for quotes for new and renewal business, and issues written indications, quotes, and binders. Uses inspection companies to obtain further information, quote rates, or explain company underwriting policies. Works with the Underwriter/Broker to market and meet with retail agency customers to develop business and cultivate relationships in an effort to grow the book of business. Understands and extends company facilities, utilizing binding authorities or brokering risks when necessary to successfully negotiate placements. Assists the department with overall underwriting results. Ensures that coding on specific required forms is completed and utilized. Services and perpetuates existing business, maintaining a keen awareness of priorities. Instructs and trains processors and assistants, reviewing indications, quotes, binders, submissions, and policies for completeness and accuracy. Provides guidance and training to others in the department to help reduce the underwriter's clerical workload. Fosters and improves relationships with other departments, producers, companies, and competitors. Provides full assistance and support for the sales and production process in the department. Confers with the Department Leader before underwriting or brokering unusual or unfamiliar coverages or manuscript forms.
Licenses and Certifications:
P&C State licensed. Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions and terms. (Preferred) Skills & Experience to
Be Successful:
Bachelor's degree (B. A.) from four-year college or university is desired or five years insurance experience, two years of which are as an underwriting assistant. Proficient with MS Office Exceptional telephone demeanor 1-3 years' experience with excess and surplus lines underwriting agency or company Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including:
Health Benefits:
Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits:
ESPP; 401k; Student Loan Assistance;
Tuition Reimbursement Mental Health & Wellness:
Free Mental Health & Enhanced Advocacy Services Beyond Benefits:
Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself". We think of ourselves as a team, so we have teammates - not employees. We strive to attract people who are competitive, driven, and disciplined. Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Founded in 1939 as a small, two-partner firm, Brown & Brown (
NYSE:
BRO) and our team of companies have grown into one of the world's largest insurance brokerages while staying true to our foundation of trust, resilience, and delivering results. With a team that is as connected locally as it is globally, our high-performing, highly collaborative team delivers innovative risk and insurance solutions. We look for individuals who embrace our culture, thrive in a collaborative environment, are driven to grow and succeed, and are committed to always doing what is right. With a unique culture built on integrity, superior capabilities and grit, we value teamwork, trust and courage. We think of ourselves as a team, so we have teammates—not employees, and leaders—not managers. Everything we do is about the greater "WE"—never "me." While diverse in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown and its affiliates maintain an internal recruiting team responsible for filling open roles posted to the public. In certain situations, Brown & Brown may supplement its internal capabilities by engaging external recruiting vendors and employment agencies ("Recruiting Vendors"). Recruiting Vendors are not authorized to submit resumes, share candidate data, or directly or indirectly contact Brown & Brown employees to present candidates for employment opportunities. The only exception applies to Recruiting Vendors with an active Valid Agreement (as defined below) that has been approved by Brown & Brown. In accordance with this policy, and to ensure appropriate authorization for sharing candidate personal information, Brown & Brown will not accept unsolicited resumes from any source other than Authorized Recruiting Vendors with a Valid Agreement in place who have been expressly invited to support a specific role. Any unsolicited resumes, incomplete submissions, or candidate data received through any means (including email or otherwise) will be considered the property of Brown & Brown. Brown & Brown will not pay any placement or related fees for unsolicited submissions or candidate data provided in violation of this policy. Such submissions may be used by Brown & Brown without any obligation to pay fees of any kind to Recruiting Vendors. A Valid Agreement is defined as a written contract signed by an authorized representative of Brown & Brown. In the absence of a Valid Agreement, Brown & Brown assumes no liability under any legal theory, including but not limited to breach of contract, breach of implied contract, tortious interference, quantum meruit, any/or any other contractual or equitable claims in connection with candidates identified through unsolicited submissions made in violation of this policy. If you are an existing Brown & Brown teammate, please click here to apply to a job on our internal career site.
