HM Loss Mitigation Decisioning Sr Specialist

HM Loss Mitigation Decisioning Sr Specialist Citizens Financial Group - 3.4 Glen Allen, VA Job Details Full-time 22 hours ago Benefits Health insurance Dental insurance Tuition reimbursement Parental leave Vision insurance Opportunities for advancement Retirement plan Qualifications Underwriting verification process Income verification (loan underwriting) Automated underwriting system Underwriting guidelines adherence Federal Housing Administration (FHA) loans Appraisal review Conventional mortgage loans Credit history review Data interpretation Credit report review FNMA Verification (borrower information) Credit report analysis Veterans Affairs (VA) loans Automated underwriting Documentation reviews Full Job Description Description As the HM Loss Mitigation Decisioning , you will perform reconciliation process on files received from Front End Fulfillment Group by going into the loan system. The Front End Fulfillment group will send task to Decisioning, Decisioning acknowledges receipt of file and reviews file for complete documentation. Primary responsibilities include Complete steps within the decisioning process work flow within assigned timelines to ensure maximum customer experience. Ensure all regulatory requirements are met for each account within the Work out process. Analyze financial information to determine most effective work out strategy. Reviews financial data reported for accuracy i.e.: does the customer reported data match actual financials. Qualifications, Education, Certifications and/or Other Professional Credentials Required Qualifications Strong understanding of mortgage lending guidelines (FHA, VA, Fannie Mae, Freddie Mac). Proficiency in automated underwriting systems Back in the Black (BITB) Ability to interpret credit reports, income documentation, and appraisal reports. Detail-oriented with strong analytical and decision-making skills. Preferred Qualifications Bachelor's degree or two years equivalent experience Hours & Work Schedule Hours per

Week:

40

Work Schedule:

8am-5pm Monday -Friday Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. Benefits We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Awards We've Received Glassdoor Best Place to Work in Consulting, Finance & Insurance Human Rights Campaign Corporate Equality Index 100 Award Newsweek America's Most Charitable Company The Banker's US Bank of the

Year Dave Thomas Foundation's Best Adoption-Friendly Workplace Disability:

IN Best Places to Work for Disability Inclusion