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The Atlantic District

Principal Agent

Career Insights for Life Underwriter

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What they do

A Life Underwriter assesses a life insurance application, by compiling information on the applicant, then analyzing that information to calculate the risk involved in providing life insurance.

$80,874 / year median in Virginia

+6% projected growth

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Job Description

Job Overview At The Atlantic District, we believe that insurance is about more than just numbers on a page; it is about protecting the lives our neighbors have worked so hard to build. Located right here in the heart of Roanoke, we are looking for a Principal Agent who wants to do meaningful work in an environment that feels like a family. You won't just be pushing paper or chasing quotas here. Instead, you will have the space and the autonomy to act as a true advisor to the people in our community. We pride ourselves on creating a workplace where your voice matters and where your personal growth is just as important as the agency's success. If you value deep, lasting relationships over transactional exchanges and you enjoy the feeling of helping someone feel secure in their future, you will fit right in. We invite you to bring your experience and your kindness to our Roanoke team, where we can build something truly special together, one conversation at a time.
Salary Range:
$220,000.00 - $250,000.00 per year Benefits Annual Base Salary + Commission + Bonus Opportunities Paid Time Off (PTO) Dental Insurance Vision Insurance Life Insurance Flexible Schedule Health Insurance Disability Insurance Mon-Fri Schedule Hands on Training Parental Leave Career Growth Opportunities Retirement Plan Requirements Virginia Property and Casualty Insurance License. Three or more years of experience in direct insurance sales or account management. In-depth understanding of policy underwriting and risk assessment. Clear, empathetic communication skills when speaking with clients. Experience using agency management systems to track and manage client portfolios. An entrepreneurial spirit and the motivation to build long-lasting community connections. Responsibilities Manage and nurture a portfolio of insurance clients by providing personalized coverage assessments. Identify gaps in coverage and proactively suggest solutions that bring peace of mind to our policyholders. Review existing policies during renewal periods to ensure they remain relevant to the client's changing life circumstances. Engage with the local Roanoke community to build trust and increase agency visibility. Collaborate with our internal support staff to ensure every policy transaction is handled with precision and care. Continuously study industry shifts to provide expert, up-to-date advice to our clients. About Us The Atlantic District is a dynamic and growth-driven division of one of the nation's most trusted insurance and financial services organizations. We partner with dedicated professionals to build thriving insurance agencies that deliver exceptional protection and financial confidence to individuals, families, and businesses throughout the Atlantic region. We operate with urgency, purpose, and a commitment to excellence — empowering passionate, impact-oriented leaders to transform their ambitions into sustainable business success. As part of our team, you'll work with seasoned mentors, proven systems, and a supportive community that values integrity, service, and long-term growth.