Sr Commercial Banker

Sr Commercial Banker Old Fort Banking Co - 2.6 Dayton, OH Job Details 15 hours ago Qualifications Commercial banking expertise Customer communication Financial sales Confidential information handling Underwriting guidelines adherence Underwriting Commercial loans Construction mortgage loans Bachelor's degree Portfolio management Home equity loans Consultative selling

Full Job Description Description:

Develops and retains commercial business, meeting with prospects and clients of moderate size and complexity in a designated region to achieve a moderate sales goal under limited supervision of more experienced personnel. Makes calls independently and may accompany more experienced personnel on larger account visits. Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and clients to close sales. Develops broader knowledge base of commercial and other products and services, including loan policy, documentation, structuring and regulatory requirements. Continues developing growing network of outside referral sources for new business. Ensures that own work, as well as work of any employees supervised, is in compliance with applicable laws, regulations and guidelines. Remain compliant with bank guidelines, policies, procedures, regulatory and BSA requirements. Good communication skills, good computer skills, accuracy, flexibility, ability to handle high stress situations, regular and predictable attendance, exercise discretion and good judgment, follow instructions. Reasonable accommodation will be provided to qualified individuals with disabilities. Other job duties as assigned.

Requirements:

Minimum 5 years of experience in originating first and second mortgages, construction loans, home equity lines of credit and other portfolio-type products. Bachelor's degree required. Degree in business, finance or management preferred. Wholesalers and rate sheets knowledge. Underwriting knowledge, from origination to loan closing and construction draws. Strong consultative sales skills. Excellent communication skills (written, verbal, listening). Detail-oriented and well-organized. Ability to handle multiple priorities and produce results. Ability to work independently as well as part of a team. Ability to handle frequent changes. Ability to maintain confidentiality and adhere to the institution's privacy policies. Ability to meet attendance standards and work overtime if needed. Creative/innovative problem solver. High level of integrity. Self-motivated/takes initiative.