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Senior Commercial Lender
Job
Mid First Bank
Houston, TX (In Person)
Full-Time
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Job Description
This position requires a seasoned banking professional who is adept at building and maintaining relationships with borrowers and prospects. The candidate should have a thorough knowledge of the local real estate and commercial/industrial marketplaces and the ability to quickly connect with a multitude of prospects to develop a quality portfolio. Candidate must have 8+ years of experience in an array of commercial lending and account management experience in a financial institution with all product types and have a strong credit/analytical skill set to underwrite lending opportunities in the Houston market. A successful candidate will have excellent oral and written communication skills as well as a focus on maintaining a portfolio that achieves the company's goals for profitability.
- Thorough knowledge in review, analysis, and underwriting of commercial real estate loans and personal/corporate financial statements pertaining to Sponsors/Guarantors.
- Solid understanding of regulatory compliance issues related to lending, environmental requirements, and local building practices.
- Expertise in lending practices to include: loan documentation, perfection of security interest, lines of credit, financial statement analysis, cash flow analysis, regulatory compliance and confidentiality practices.
- Thorough understanding of commercial building construction procedures and practices.
- Ability to write reports, business correspondence, and complete credit evaluations.
- Working knowledge of the Microsoft Suite (e.g., Work, Excel, PowerPoint, Outlook).
- Knowledge of accounting policies and bank regulations.
- Ability to seek and gather information from multiple sources, and manage multiple tasks.