Agricultural Lender

To be considered for this position, please complete the online employment application for this role (Apply Now) and complete the Predictive Index workplace assessment here: United Bank Assessment United Bank is growing, and we are seeking an experienced Agricultural Lender to join our Agriculture Division. This role plays a key part in supporting farmers, agribusinesses, and rural communities by providing financial expertise, relationship management, and exceptional customer service. As an Agricultural Lender, you will develop new business, manage an active loan portfolio, and be a trusted advisor to customers across our service footprint.

JOB FUNCTION / SUMMARY

The Agricultural Lender performs a variety of tasks and functions related to the sales and marketing of United Bank products, primarily focusing on agricultural related lending and deposit opportunities. Responsible for developing and maintaining relationships with new and existing customers.

PRIMARY DUTIES & RESPONSIBILITIES

The Agricultural Lender has a well-developed understanding of the agricultural business segment including loan and deposit solutions, government programs, relevant crop insurance programs and competitive landscape. Primary duties and responsibilities include but may not be limited to: Interviews applicants to determine loan requirements and gathers pertinent information for loan applications. Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant's evaluation. Analyzes applicant's financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment. Prepares financing proposals Reviews loan documentation prior to closing for completeness and acceptance by the applicant. Ensures timely loan closing and funding activities. Manage loan portfolio including renewals, modifications, updated credit analysis, collections, past dues, technical exceptions and portfolio monitoring. Achieve loan production goals. Remain current on industry trends and regulations. Participate in community and volunteer events. Provide exceptional customer service and financial guidance. Any other duties as assigned by Management.