VP/Commercial Loan Officer

VP/Commercial Loan Officer 1.0 1.0 out of 5 stars 1375 Exposition Boulevard, Sacramento, CA 95815 $130,000

• $140,000 a year
• Full-time First Northern Bank of Dixon 2 reviews $130,000
• $140,000 a year
• Full-time What You'll Do This position develops, evaluates and recommends approval of customer applications for commercial loans.

Develops, manages, and enhances relationships with new and existing commercial banking/lending clients, including large, complex commercial relationships, manages and deepens a growing portfolio of clients to meet or exceed established portfolio growth goals. Responsibilities Include Generate new loan opportunities from both existing portfolio clients and outside sources Originate and renew Commercial & Industrial loans as well as Owner Occupied Real Estate loans Promote and cross-sell other Bank products and services as appropriate to customers Interview applicant and request specified information for loan application Request applicant's financial statements and other information pertinent to loan applicant's evaluation Compile loan package and facilitate negotiation of loan structure with applicants, including fees, loan repayment options, and other credit terms Review applicant financial status, credit and collateral evaluation to determine feasibility of granting loan after receiving application back from Credit Services department Prepare and present credit analysis and recommendations on commercial borrowing requests Demonstrate sound judgment in recommending loans for approval or decline Monitors portfolio for quality, risk, and adherence to policy. Works closely with Commercial Banking Leadership and Credit Administration to ensure sound portfolio management, client introductions and timely resolution of issues. Ensure loan documents are complete and accurate according to policy Active involvement in community organizations and activities Qualifications HS Diploma or GED Required Bachelor's degree in business or a related field from four-year college or university preferred; and Minimum of 5 years' related experience in commercial lending and strong understanding of underwriting standards for commercial loans required Strong technical skill with expertise in Microsoft office Deep understanding of commercial bank programs What You'll Need to be Successful Communication

• can speak and write clearly and persuasively in all situations; can speak effectively before groups of customers or employees Problem-solving Skills
• can identify and resolve problems in a timely manner and work well in group problem-solving situations Customer Service
• will respond promptly to customer needs, solicit customer feedback to improve service and respond to requests for service and assistance Attention to Detail
• will demonstrate accuracy and thoroughness in work Judgement
• will exhibit sound and accurate judgment, support and explain reasoning for decisions and include appropriate people in decision-making process Ambition
• will set and achieve challenging goals, demonstrate persistence and overcome obstacles Productivity
• will meet productivity standards, complete work in timely manner and strive to increase productivity Teamwork
• can listen without interrupting, remain open to others' ideas and foster quality focus in the team Professionalism
• will always represent the Bank in the best light Dependability
• will take responsibility for own actions and follow through on commitments Time Management
• can prioritize and plan work activities and use time efficiently Why You Should Apply Full-time position with excellent compensation and benefits package Generous time off programs Bonus program Profit-sharing Discounted stock purchase program Excellent growth and development opportunities And much more! Pay Range (Salary): $130,000.00
• $140,000.

00/year The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management. First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status. The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.