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Mortgage Loan Officer
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Rescom Financial Services
San Clemente, CA (In Person)
$71,829 Salary, Full-Time
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Job Description
Mortgage Loan Officer Rescom Financial Services San Clemente, CA Job Details Full-time $65,172.15 - $78,486.89 a year 22 hours ago Qualifications Customer communication Customer relationship building Loan compliance checks Compliance with loan regulations Interpersonal skills Basic math Mortgage compliance High school diploma or GED Financial records review Typing 10 key typing Loan Origination Systems (LOS) Quality data entry Full Job Description Overview Join our dynamic team as a Mortgage Loan Officer and become a vital part of helping clients achieve their homeownership dreams! In this energetic role, you will guide borrowers through the mortgage process with enthusiasm and expertise, ensuring a smooth and transparent experience. Your proactive approach and deep understanding of financial services will empower clients to make informed decisions, while you navigate the complexities of loan origination with confidence. This position offers an exciting opportunity to build lasting relationships and grow your career in the thriving mortgage industry. Duties Originate mortgage loans by assessing client needs, explaining loan options, and guiding applicants through the application process Analyze financial documents and credit reports to determine borrower eligibility and loan viability Process loan applications efficiently, ensuring all required documentation complies with federal regulations such as TILA (Truth in Lending Act) and contractual obligations Collaborate with underwriters, processors, and other team members to facilitate timely loan approvals and closings Use financial software and advanced math skills to calculate debt-to-income ratios, loan amounts, and payment plans accurately Maintain detailed records of all transactions, including contracts, disclosures, and correspondence Provide exceptional customer service by answering questions, addressing concerns, and keeping clients informed throughout the lending journey Requirements Proven experience in loan origination or a related financial services role, preferably as a mortgage or loan officer Strong knowledge of loan processing procedures, contracts, TILA regulations, and compliance standards Excellent math skills with proficiency in basic calculations and 10-key typing for data entry accuracy Familiarity with financial software platforms used for loan processing and management Ability to interpret financial documents and assess borrower eligibility effectively Exceptional communication skills to explain complex concepts clearly and build trust with clients High school diploma or equivalent; additional certifications in finance or mortgage lending are a plus Embark on a rewarding career where your expertise makes a real difference! We value motivated professionals eager to grow their skills while helping others achieve their homeownership goals. Join us today to be part of a vibrant team dedicated to excellence in mortgage lending!