Consumer Loan Assistant Manager Underwriting SESLOC Credit Union - 3.4 San Luis Obispo, CA Job Details Full-time $88,400 - $104,000 a year 8 days ago Benefits AD&D insurance Disability insurance Health insurance Dental insurance Flexible spending account Tuition reimbursement Paid time off Employee assistance program Vision insurance 401(k) matching Life insurance Qualifications MLO License Credit risk assessment Banking analysis in risk and credit Consumer lending analysis in risk and credit Home equity loans Stakeholder relationship building Full Job Description Consumer Loan Assistant Manager/Underwriting At SESLOC, the people make the place. Rooted in academics and locally headquartered for over 80 years, we believe great member experiences start with engaged employees. We foster a collaborative, supportive culture where employees are empowered to grow, contribute, and make a meaningful impact on our members and communities. We are seeking an experienced lending professional to help lead our Consumer Loan Underwriting team while supporting responsible loan growth, operational excellence, and exceptional member service. What You'll Do Provide day-to-day leadership and support for the Consumer Loan Underwriting team. Review complex loan applications and provide guidance on credit decisions, risk assessment, and policy interpretation. Coach, develop, and support team members to ensure high-quality, consistent, and compliant lending decisions. Monitor workflow, service levels, productivity, and underwriting quality while driving continuous improvement efforts. Partner with leaders and business units across the organization to support compliance, risk management, and an exceptional member experience. Assist with consumer loan underwriting and credit decisioning as needed to support workflow demands, service levels, and member needs. Support HELOC origination activities as a registered Mortgage Loan Originator (MLO). Key Qualifications Three or more years of consumer loan underwriting experience with strong credit analysis and lending decision-making skills. Experience underwriting consumer loan products, including direct lending, indirect lending, and HELOCs. Previous leadership, lead, supervisory, mentoring, or coaching experience preferred. Strong knowledge of consumer lending regulations, underwriting practices, risk assessment, and portfolio quality standards. Ability to balance leadership responsibilities while maintaining hands-on involvement in underwriting activities. Excellent communication, relationship-building, problem-solving, and decision-making skills. Credit union or financial institution experience preferred. Why Join Us? At SESLOC, you'll join a collaborative team that values integrity, accountability, service excellence, and continuous improvement. This role offers the opportunity to influence lending quality, operational performance, employee development, and the member experience while serving as both a leader and subject matter expert. You'll work alongside talented professionals who are committed to helping one another succeed and serving our members and communities. We offer competitive pay, comprehensive health and wellness benefits, retirement savings opportunities, paid time off, and ongoing professional development support. Ready to make an impact? Apply today and help lead a high-performing underwriting team while continuing to apply your lending expertise in support of our members and organization. Please include a cover letter and resume with your application. EOE