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FC
First Commerce Credit Union
Home Loan Originator
Career Insights for Loan Underwriter
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Based on Florida data
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What they do
A Loan Underwriter determines if the risk of offering a mortgage or loan to a particular borrower under certain parameters is acceptable to the lending organization.
$104,798 / year median in Florida
-11% projected decline
Job Description
Home Loan Originator First Commerce Credit Union - 2.4 Tallahassee, FL Job Details Full-time 1 hour ago Benefits Paid holidays Dental insurance Paid time off Employee assistance program Vision insurance 401(k) matching Opportunities for advancement Qualifications Underwriting guidelines adherence Federal Housing Administration (FHA) loans Credit risk assessment Banking analysis in risk and credit Consumer lending analysis in risk and credit Conventional mortgage loans FNMA Veterans Affairs (VA) loans Full Job Description This is not just another origination seat. It's an opportunity to help build a high‑growth lending platform inside a respected, community‑driven institution. First Commerce Credit Union is transforming Home Loans into a high‑performance, technology‑enabled engine; introducing new products, tightening pricing governance, strengthening secondary execution, defining pipeline discipline, and setting real operational turn‑time expectations. We are scaling with intention, creating the power to say yes more often, more quickly, and with more precision. If you want to originate loans the old way, this isn't your seat. If you want to help build something elite, keep going. What You're Walking Into You'll be joining a lending operation with a strategic roadmap through 2026 centered on scale, profitability, and disciplined execution. Our product suite is expanding to include portfolio solutions, brokered options, and custom programs that support the full path to homeownership. We're sharpening secondary strategies, optimizing pricing, and clarifying volume and pipeline expectations. Leadership is aligned and committed to the belief that lending should fuel growth, deepen relationships, and earn long‑term member loyalty. This is a growth chapter, and you can either be in it or watch it from the outside. What You'll Actually Do You won't just "take applications." You'll originate purchase and refinance business across portfolio and secondary markets, manage a pipeline with urgency and precision, and convert both organizational and partner‑generated leads into funded volume. You'll operate within pricing guardrails, use our LOS to deliver speed and transparency, and strengthen relationships with realtors, builders, and community partners, all while representing FCCU as a trusted advisor in the market.