Commercial Banker V

Location:

358 N Shore Drive Pittsburgh, PA 15212 or: 1100 Logan Boulevard Altoona, PA 16602

Hours:

Monday - Friday 8AM-5PM (Additional hours as necessary to meet the objectives of the department)

Function:

Assume the primary responsibility for managing existing and growing commercial banking relationships

Duties and Responsibilities:

Interviews customers and prospective customers to identify loan/deposit opportunities Develops and enhances banking relationships with commercial customers by selling loan, deposit, and fee products/services. Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee. Manage commercial calling program for existing customers Responsible for commercial customer growth through the development of an aggressive calling plan. Responsible for the growth of existing commercial customer relationships as well as new client relationships. Moved to its own bullet point Responsible for negotiating customer loan documentation and facilitating loan closings. Assumes responsibility for complex accounts Carries out a variety of business development activities to identify bank prospects, develops key centers of influence, actively participates in industry events and organizations. Ensures compliance with existing loan policies and procedures . Collaborates with commercial banking tea and credit teams to prepare new loan requests, prescreens, and committee presentations. Works with Product partners including Treasury Management and Private Banking to establish products/services for commercial customers. Responds to various customer questions and as needed directs to appropriate party and provides follow through. Actively participates in monthly and quarterly loan portfolio review meetings. Collaborates with Portfolio Manages to manage existing loan portfolio. Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection / review, including annual reviews and business development plans. Monitors maturing loans and financial/covenant/documentation exceptions. Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience. Manages loan payment delinquency within their loan portfolio. Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. Assumes additional responsibilities as required.

Education:

Requires a four-year college degree or equivalent, major in Finance/Accounting.

Experience:

Ten plus years specialized lending experience.

Physical Demands:

Operates a keypad device: 40% of the week.

Operates electronic equipment:

20% of the week; operates office equipment: 10% of the week.

Travels:

50% of the week. The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso and feet. Standing is required. Sitting is required. Walking is required. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$75,000.00 - $184,800.00 S&T Bank believes in Equal Opportunity for all and is committed to ensuring all individuals, including individuals with disabilities, have an opportunity to apply for those positions that they are interested in and qualify for without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. S&T Bank is also committed to providing reasonable accommodations to qualified individuals so that an individual can perform their job related duties. If you are interested in applying for an employment opportunity and require special assistance or an accommodation to apply due to a disability, please contact us at:

Phone:

724.465.4457

Email:

Employee.

Services@stbank.com