Mortgage Banker
State Bank
Carmel, IN (In Person)
Full-Time
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Job Description
Mortgage Banker State Bank - 3.6 Carmel, IN Job Details 23 hours ago Qualifications MLO License Business development management Customer communication Financial sales Mortgage lending Windows Business development Desktop applications Business development within finance Productivity software Full Job Description Summary of Position As a Mortgage Banker with State Bank, you will be responsible for building and maintaining profitable customer account relationships. Generate mortgage loans for the secondary market income and loan portfolio with minimum risk to the Bank. Exercise the ability to build relationships and earn client trust. Identify, develop, and maintain a network of contacts within the real estate community, including but not limited to realtors, builders, personal and professional contacts. Demonstrate and present a thorough knowledge of products, services, mortgage loan policies, regulations, and procedures. Consult with clients and prospective borrowers to determine financial objectives. Demonstrate ability to analyze information supplied by borrower to determine loan structure and qualification of specific products. Essential Functions 1. Originate residential mortgage loans 2. Ability to take initiative, be a problem solver, and think creatively to provide suggestions 3. Possess strong time management and organizational skills 4. Ability to adapt quickly and work efficiently, ability to multitask and meet timelines in a fast-paced environment 5. Effectively manage the individual mortgage pipeline 6. Assist in the resolution of information needed to move the loan through processing and closing 7. Attend client closings 8. Identify cross-sell opportunities 9. Achieve or exceed sales goals as established 10. Active in the community and attends events as needed to represent State Bank 11. Stays current on all mortgage products, rules, and regulations 12. Attend and complete all required bank training 13. Other duties as assigned 14. Adhere to State Bank's mission, values, and customer service standards Qualifications A college diploma is preferred, or equivalent work experience in the field is strongly recommended. Three to five years of mortgage lending experience, sales, and business development are required. Mortgage software experience is also preferred. Previous computer experience with Windows, Microsoft Office, and other computer applications is also required. Maintain NMLS. Skills & Abilities Ability to read, analyze, and interpret complex information and make sound judgments. Familiarity with a variety of the field's concepts, practices, and procedures. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks while remaining detail-oriented, accurate, and organized. Good customer service skills with a focus on strong oral, presentation, and written communication skills. Ability to work unsupervised and display effective time management skills. Ability to work a flexible schedule. Exhibits excellent judgment in handling confidential information.