Commercial Relationship Manager

Commercial Relationship Manager MRISpokane Fishers, IN Job Details Full-time 1 day ago Qualifications Term negotiation Commercial banking expertise Managing customer accounts Pricing Financial sales Fiscal management Economics Customer relationship building Underwriting Credit risk assessment Bachelor's degree in finance Identifying new business opportunities Regulatory compliance Bachelor's degree in business Commercial lending Promoting bank products Bachelor's degree in economics Mid-level 3 years Finance Business development Bachelor's degree Managing clients in a finance role Mentoring Business development within finance Portfolio management Business Financial compliance experience in banks Regulatory compliance management Credit analysis

Full Job Description Objective:

Manages a portfolio of commercial clients, underwrites loans, and develops new business opportunities. Works more independently and may mentor junior staff.

Classification:

This is a Full-Time exempt position and reports to the Commercial Loan Group Manager.

Job Location:

Fishers, IN Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Analyze financial statements and assess creditworthiness. Ensure proper risk ratings and early identification of potential problems. Source, develop and underwrite new construction, interim and permanent financing requests for new and existing customers. Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services. Conduct basic financial analysis and credit reviews. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required. Support the bank's strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge. Maintenance and development of an existing portfolio of approximately 100 commercial clients Develop new loan and deposit business with prospective customers Evaluate, authorize, recommend and approve various types of commercial and commercial real estate loans Consult with borrowers and prospective borrowers to determine and recommend the most beneficial structuring of loan requests Ensure compliance with internal policies and regulatory requirements.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Competencies Communications Proficiency. Financial Management. Customer/Client Focus. Technical Capacity.

Education and Experience:

Bachelor's degree in finance, business, economics, or related field preferred Minimum of three to five years of commercial lending experience Strong credit skills and business development abilities Strong customer service and sales orientation Formal credit training preferred Knowledge of loan structuring and risk assessment