Mortgage Loan Originator

Mortgage Loan Originator Lexington, KY Job Details Full-time 1 day ago Benefits Paid holidays Disability insurance Health insurance Dental insurance Paid time off Vision insurance 401(k) matching Life insurance Qualifications Statistics Financial sales Compliance with loan regulations Underwriting Phone communication Credit risk assessment Loan origination Loan evaluation Mid-level Mortgage industry Statistical analysis Business development Bachelor's degree Prospecting Banking business development Communication skills Conducting sales calls Credit analysis Client interaction via phone calls Full Job Description Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Lexington, KY. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply. Duties and responsibilities include but are not limited to the following: Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval. Evaluate credit of prospective borrowers for qualification purposes. Diligently pursue leads provided. Contact prospective borrower leads via telephone, email, or face to face. Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal. Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending. Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs. Maintain knowledge of available loan products, processing procedures and underwriting guidelines. Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications:

Bachelor's degree preferred. 2-3 years of mortgage origination experience is preferred. Excellent communication skills to talk to clients about loan particulars and their personal financial details. Excellent mathematical and statistical analysis ability. A sound knowledge of the terms and conditions of different kinds of loans. Strong logical thinking. Ability to keep updated on new loan reforms and laws. Ability to obtain federal registration/NMLS.

Benefits and Compensation:

Incentive opportunities Paid Holidays Paid Time Off (Vacation, Sick and Personal Days) Medical, Dental and Vision Insurance 401(k) retirement program with matching funds Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance Tuition Reimbursement Program Reporting relationships: This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports. Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.