Job Summary We are seeking a dynamic and detail-oriented Loan Officer to join our financial services team. In this role, you will be the key point of contact for clients seeking mortgage and retail lending solutions, guiding them through the loan origination process with enthusiasm and professionalism. Your expertise in industry regulations, financial analysis, and customer service will help clients achieve their homeownership or financing goals while ensuring compliance with all applicable laws and standards. This position offers an exciting opportunity to build lasting client relationships, promote responsible lending practices, and contribute to the growth of our lending portfolio. Responsibilities Assist clients in understanding various loan options, including mortgage lending, retail lending, and commercial loans, ensuring they are well-informed throughout the process Analyze credit reports, financial statements, and other relevant documents to evaluate borrower eligibility and risk factors Utilize Loan Origination Systems (LOS) and financial software to process applications efficiently and accurately Conduct negotiations with clients to secure favorable loan terms while adhering to fair housing regulations and industry standards Ensure all loan documentation complies with federal regulations such as TILA (Truth in Lending Act), FNMA (Fannie Mae) guidelines, and banking regulatory requirements Collaborate with underwriters, mortgage servicing teams, and escrow officers to facilitate smooth loan processing and closing Maintain up-to-date knowledge of industry trends, mortgage servicing practices, and changes in financial regulations to provide expert guidance to clients Experience Proven experience as a Loan Officer or in a similar financial sales role within banking or mortgage lending environments Strong understanding of mortgage services, loan processing, underwriting, and credit analysis techniques Familiarity with Loan Origination Systems (LOS), accounting software, and financial software tools such as Quicken or industry-specific platforms Knowledge of fair housing laws, TILA regulations, FNMA standards, and compliance requirements for mortgage lending Excellent negotiation skills combined with a customer-focused approach to relationship building in financial sales Basic math skills including 10-key typing proficiency for accurate data entry and calculations Demonstrated ability to analyze credit reports, assess risk in commercial lending scenarios, and interpret complex contracts or escrow documents Strong communication skills for client interaction, contract explanation, and team collaboration Join us to be part of a vibrant team dedicated to delivering exceptional financial solutions! We value energetic professionals who thrive on helping clients navigate their borrowing needs confidently while maintaining strict compliance standards. Your expertise will make a meaningful impact on our clients' financial journeys!

Pay:

$80,000.00 - $100,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance Paid time off Retirement plan Vision insurance

Work Location:

In person