Commercial Loan Officer II

Position range in Cheshire County $46k•$119k Per Year Commercial Loan Officer II Mascoma Bank

Occupation:

Loan Officers

Location:

Keene, NH•03431

Job Type:

Full Time (30 Hours or More)

Posted:

02/18/2026 Positions available: 1

Source:

FileImport•Mascoma Bank

Web Site:

workforcenow.adp.com

Expires:

06/08/2026 Job #: 3898138 Job Requirements and Properties Work Onsite Full Time Schedule Full Time Job Description . Apply Description

POSITION SUMMARY

Generates commercial loans and lines of credit while adhering to all Bank Policies and appropriate Federal and State Regulations with minimal Manager oversight. Successfully manages a larger portfolio of commercial loans and lines of credit than that of a Commercial Loan Officer I. This position requires more technical skills and broader, more extensive, experience than required for a Commercial Loan Officer I.

ESSENTIAL

FUNCTIONSGenerates New Commercial Loans and Other Business Interviews applicants and requests specified information for loan application. Corresponds with or interviews applicants or creditors to resolve questions regarding application information. Works with an assigned Commercial Loan Assistant (CLA) to request applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation. Analyzes applicant financial status, credit history, and collateral to determine feasibility of granting loan or submits full application package to credit analyst for complete underwriting commensurate with the size of the loan. Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms. Approves loan within specified limits or refers loan to higher authority for approval, as required under Loan Policy. Ensures timely loan closing and funding activities. Actively builds a network of external COIs to generate referral sources. Promotes and cross-sells other products and services as appropriate.

Services Customer Portfolios:

Provides exceptional customer service to their customer base. Works with CLA to effectively resolve problems and address customer needs in a timely and professional manner. Meets regularly with customers to strengthen the relationship, keep apprised of customer's business and expand the relationship as appropriate. Monitors customers' financial performance. Assures that each loan within his/her portfolio has the appropriate risk rating assigned at all times. Maintains and updates credit files in accordance with Loan Policy requirements. Works proactively with delinquent and/or deteriorating credits. Prepares Risk Rating changes, CAC reports and other reports as needed. Facilitates the timely transfer of deteriorating relationships to the Special Asset Officer after consultation with Manager or higher authority. Represents the Bank effectively and professionally at events and on non-profit or banking related boards and organizations. Performs additional duties as requested.

Position Metrics:

Manages a Commercial Loan and Commercial Line of Credit portfolio made up of diverse and often complex relationships. After three years, the portfolio would be expected to be in the $35MM to $75MM range depending on the market area served and a Lender's management responsibilities (if any). Loan Authority commensurate with this position is as follows: $350,000•$500,000 secured $25,000 ...For full information see follow application link. Mascoma Bank is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, ethnicity, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, veteran status, status as an individual with a disability, or other applicable legally protected characteristics. To request a reasonable accommodation, please contact careers@mascomabank.com. Join the Mascoma Bank Team; always striving to exceed our personal best and surpass our customers' expectations. As a best place to work, we provide contemporary benefits, competitive salaries, opportunities for professional growth, and great team members to work next to! Mascoma Bank is an Affirmative Action and Equal Opportunity Employer, M/F/D/V.