A Mortgage Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or credit union. Provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May partner with real estate agents to offer financing information to potential home buyers. May sell mortgage loans on commission.
Mortgage Loan Originator Regent Bank - 3.9 Tulsa, OK Job Details 17 hours ago Qualifications MLO License Customer relationship building Federal Housing Administration (FHA) loans Loan Originator License Conventional mortgage loans Financial software High school diploma or GED Sales management systems proficiency Activity sales targets CRM system proficiency Productivity software Loan Origination Systems (LOS) Veterans Affairs (VA) loans Full Job Description Job Summary The Mortgage Loan Originator (MLO) is responsible for generating new mortgage loan business, guiding borrowers through the loan application process, and ensuring compliance with lending regulations. This role involves building relationships with clients, real estate professionals, and community partners to drive loan volume while delivering excellent customer service. Key Responsibilities 1. Loan Origination & Sales Proactively seek and generate new mortgage loan applications through networking, referrals, and marketing efforts. Educate potential borrowers about mortgage products, loan terms, and lending requirements. Assess clients' financial situations and recommend suitable mortgage options. Provide pre-qualification and pre-approval services to potential buyers. 2. Customer Service & Relationship Management Guide borrowers through the entire mortgage process, from application to closing. Maintain strong communication with clients, realtors, builders, and other referral sources. Ensure a smooth customer experience by addressing client concerns and resolving issues promptly. 3. Loan Processing & Compliance Collect, review, and verify borrower documentation, including income, credit, and assets. Work closely with loan processors, underwriters, and closing teams to facilitate timely approvals. Ensure compliance with federal and state mortgage lending regulations, including TRID, RESPA, HMDA, and Fair Lending laws . 4. Business Development & Networking Develop and maintain relationships with real estate agents, attorneys, builders, and financial planners to generate leads. Attend community events, networking groups, and industry meetings to promote mortgage lending services. Stay updated on market trends, mortgage products, and regulatory changes.
Bachelor's degree in finance, business, or a related field.
Experience:
2+ years of mortgage origination, lending, or sales experience preferred.
Licensing & Certification:
Must hold or be able to obtain an NMLS (Nationwide Mortgage Licensing System) license as required by federal and state law.
Skills & Competencies:
Strong knowledge of conventional, FHA, VA, and USDA loan programs . Excellent sales, communication, and relationship-building skills. Ability to work independently and meet sales goals. Proficiency in mortgage loan software (LOS), CRM systems, and Microsoft Office Suite . Strong attention to detail and ability to multitask in a fast-paced environment. Regent Bank is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by law.