Bilingual-Spanish Speaker -Mortgage Loan Officer Assistant

Job type: onsite/ Hybrid/ Remote Sistar Mortgage is an Equal Employment Opportunity (EEO) employer and does not discriminate in any candidate/employee based on race, color, religion, sex, sexual orientation, national origin, age, marital status, disability, veteran's status, or any other basis protected by applicable discrimination laws. Mortgage Loan Officer Assistant This position supports the Loan Officer by ensuring loan files are complete and structured for proper processing and underwriting. A great start if you are looking to become an originator or Loan Processor in the future. You will learn all aspects of being an Originator. Mortgage origination or processing experience in some capacity is a must. Excellent client service and communication skills necessary. Responsibilities Assist the Loan Officer in the pre-qualification process for potential borrowers including but not limited to conducting an applicant interview and full completion of the 1003 loan application. Ensure completion and client review of the Loan Estimate and Closing cost worksheet. Review and analyze requested income and asset documentation to determine prospects' ability to repay. Calculate borrower's income to find the feasibility of the loan. Review all additional documentation needed to determine prospect also meets product guidelines prior to issuance of a pre-qualification letter Ensure each file meets file quality and completion standards. Submit the file to Disclosure team within 24 hours from complete loan package. Perform necessary follow-up with the borrower and/or the loan referral source (realtor, builder, etc.) to ensure the timely receipt of any missing documentation needed to meet file submission standards required by the loan processing department. Review and complete upload of all documentation into the Loan Origination system and re-run DU/LP to ensure borrower qualifications Act as a liaison between the Loan officer, Underwriter and the Processor for all matters related to each file. Conduct daily Brief and Debrief meetings/calls with designated MLO to review full pipeline and set daily strategy/initiatives. Gather information for new loan underwriting, including credit reports, tax filings, income documents, etc. Provides communication and pipeline review on behalf of the Loan Processor Conducts a weekly or as needed pipeline meeting/call to identify file progress or issues that need to be addressed Report to work on a daily and timely basis-work from home or from office based on circumstances. Qualifications 6 months to 1 year of current mortgage lending or related sales experience required Solid knowledge and understanding of customer service and interpersonal best practices Speak, read and write in Spanish fluently Ability to work overtime as/if required Demonstrated experience reporting, analyzing, interpreting, and critical thinking Demonstrated experience working in a fast-paced and changing environment Demonstrated experience with attention to detail, time management, written and oral communication, multi-tasking, and working in a team atmosphere adhering to tight deadlines Demonstrated experience with MS Office software products Ability to work in a team environment Ability to be a self-starter

Job Type:

Full-time Pay:

$22.00 - $25.00 per hour

Benefits:

Dental insurance Health insurance Paid time off

Experience:

Mortgage servicing: 1 year (Required)

Language:

Spanish (Required)

Work Location:

Hybrid remote in Sterling Heights, MI 48310