Underwriter

Underwriter Req #278 446 Wrenplace Rd, Fort Mill, SC 29715, USA • 3401 Olympus Blvd, Coppell, TX 75019, USA Apply Share Job Description Posted Wednesday, April 22, 2026 at 1:00 AM The Underwriter evaluates and determines the eligibility of loan applications which includes analyzing and verifying documentation within the application, evaluating risk, and making loan eligibility decisions. A successful Underwriter should be able to exercise sound judgement based on detailed analysis and ensure that all documentation is in compliance with relevant regulations/guidelines. The Underwriter reports to the Underwriting Manager. The Underwriter will work closely with loan processors and/or loan originator in providing guidance on what documents a necessary to complete the loan review. Responsibilities Review and verify loan application and supporting documents to investor/agency guidelines. Make credit decisions (approved, suspended or denied), clear conditions, review, and complete change requests. Analyzing risk and requesting additional information, as necessary Review and calculate income. Review appraisals to ensure investor / agency acceptability. Maintain knowledge of underwriting guidelines and loan programs. Complete assigned loan reviews within required timeframe. Complete computer data entry as needed in Loan operating system. Complete Underwriting Certifications, as necessary Documenting and effectively communicating reasons for approval, suspense and/or denied loans. Perform other related duties and assignments as required . Incumbent will be responsible for meeting RoundPoint's commitment to quality.

Qualifications Required:

High School diploma or equivalent required Minimum of four years' recent experience underwriting new originations. Strong interpretive reasoning and problem-solving ability and excellent analytical skills Excellent interpersonal, oral, and written communication skills. Excellent organizational skills Self-disciplined, self-motivated, and self-reliant. Proficiency in Microsoft Office and the ability to learn and work with various Mortgage applications and software. Ability to relate and communicate in a professional manner with all levels of management as well as internal and external contacts. Ability to prioritize and perform constantly changing multiple tasks in a very fast paced environment.

Desired:

College degree preferred FHA certification preferred Experience with Encompass preferred. Physical Demands & Working Conditions The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job: The employee is regularly required to talk or hear. The employee is required to sit for extended periods of time and is occasionally required to stand and walk. The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present. About RoundPoint Mortgage Servicing LLC RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (

NYSE:

TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise. Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders. Location Fort Mill, SC Coppell, TX Employee Status Regular Travel No Job Details Job Family Originations Pay Type Salary 446 Wrenplace Rd, Fort Mill, SC 29715, USA, 3401 Olympus Blvd, Coppell, TX 75019, USA