Mortgage Lender

An established mortgage organization is seeking an experienced Senior Mortgage Loan Underwriter to join its team. This role is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications to ensure compliance with agency, investor, and regulatory guidelines. The ideal candidate is a strong independent decision-maker with deep knowledge of government and conventional underwriting standards and the ability to manage a high-volume pipeline in a deadline-driven environment. Key Responsibilities Underwrite residential mortgage loan files in accordance with FHA, VA, USDA, FNMA, FHLMC, and internal guidelines Independently assess borrower risk, including income, assets, credit, and collateral Review loan documentation for completeness, accuracy, and compliance with regulatory requirements (TRID, RESPA, CFPB) Analyze automated underwriting system (AUS) findings and perform manual underwriting when appropriate Communicate with loan officers, processors, and other stakeholders to resolve conditions and deficiencies Manage underwriting pipeline to meet closing timelines and rate lock deadlines Review appraisals and ensure properties meet program and investor requirements Provide guidance and expertise on underwriting scenarios and complex loan structures Qualifications 3+ years of mortgage underwriting experience (5+ years preferred) Experience underwriting FHA, VA, USDA, and conventional loan products FHA Direct Endorsement (DE) strongly preferred Proven ability to independently assess credit risk and make sound underwriting decisions Experience in a fast-paced, deadline-driven environment Strong knowledge of mortgage regulations and compliance standards Skills & Competencies Strong analytical and decision-making skills Excellent written and verbal communication High attention to detail and accuracy Ability to manage multiple priorities and meet deadlines Collaborative, team-oriented mindset Strong organizational and time management skills Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use and Privacy Notice .