Excellent opportunity for an EVP/Chief Lending Officer with a very successful regional financial institution. Key executive member. Relocation assistance offered to the right candidate. Oversees all lending areas with the bank. Develops or approves broad lending policies, procedures, and interest rate structures for the installment, commercial, mortgage and other lending areas. Represents the bank in major transactions and makes credit decisions that exceed loan officers' authority.

Responsibilities:

Responsible for the development, management, and oversight of commercial lending standards. Manages and oversees a portfolio comprised of consumer, commercial, and real estate loans. Provide guidance to lending officers as they review, analyze and process Commercial, Commercial Real Estate, and Real Estate Development loan requests and package loans as necessary, in keeping with financial institution policies and procedures. Recommends conditions and terms of loans. CLO determines and dictates lending practices of the financial institution. Manages the lending activities of the bank to make sure that it follows state and federal regulations. Develops strategies to streamline the lending operations of the bank. Approves loans within established guidelines and/or obtains approval through loan committee. Scrutinizes all loan portfolios such as commercial, commercial real estate, consumer, and more to look for ways to expand into new markets while making sure the current customer base remains strong and attended to. Oversees a team or part of a team working with the lending operations of the bank. CLO needs to make sure the staff is following mandates and ensure that the growth of loan products is being followed through by the staff. Develops and maintains interest rate structure to be consistent with bank's policies and procedures, and to be competitive with current market rates. Represent the bank by joining local organizations and non-profits as a board member or volunteer.

Requirements:

Bachelor's degree in business, finance or related area 10-15 years directly related years of experience. Strong leadership skills, ability to work effectively with customers, support staff, and management. Possesses a high level of analytical ability to determine loan feasibility and very knowledgeable regarding concepts, practices, and procedures in commercial loan department. Ability to make decisions, work independently and communicate effectively, both orally and in writing. Strong knowledge of laws, regulations and bank policies and procedures pertaining to commercial lending and other bank products and services. For further consideration regarding this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.