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Mortgage Loan Originator
Career Insights for Mortgage Loan Officer
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Based on Texas data
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What they do
A Mortgage Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or credit union. Provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May partner with real estate agents to offer financing information to potential home buyers. May sell mortgage loans on commission.
$62,694 / year median in Texas
+5% projected growth
Job Description
RED RIVER EMPLOYEES FEDERAL
Occupation:
Loan OfficersLocation:
Paris, TX - 75460Job Type:
Regular, Full Time (30 Hours or More), Permanent Employment, Day ShiftPosted:
07/01/2026 Positions available: 1Source:
WorkInTexasWeb Site:
WorkInTexas Onsite /Remote:
Work onsite all of the timeUpdated:
08/26/2026Expires:
09/30/2026 Job #: 17035175 Job Requirements and Properties Help for Job Requirements and Properties. Work Onsite Full Time Education High School Diploma or Equivalent Experience 6 Month(s) Age 18 and up Schedule Full Time Job Type Regular Duration Permanent Employment Hours 40 Hours Per Week Shift Day Shift Benefits Help for . v Full job descriptionPosition Title:
Mortgage Loan Originator Reports To:
VP -Mortgage Basic Function:
Responsible for Originating Real Estate Loans.Responsibilities:
Originates mortgage loan applications per FNMA, Freddie Mac, FHA, VA, and USDA guidelines. This includes Purchase, Refinance, and New Construction loans. Order credit report, provide initial disclosures, collect income and asset documentation, and verify identity in accordance with the Patriot Act. Additional responsibilities include setting each prospective loan up in the origination software prior to processing. The originator needs to have basic knowledge of real estate procedures and guidelines regarding appraisals, surveys, title work, inspections, and real estate contracts and be able to work closely with the Real Estate Loan Processor and Closer within the department. Responsible for maintaining investor relationships regarding rate locks, investor specific software, as well as stay informed of changes to programs as they occur on a regular basis. This position requires a high degree of customer service as well as extensive knowledge of the mortgage industry standards and guidelines. The originator should have a basic knowledge of analyzing tax returns for self-employed members and be familiar with acceptable forms of documentation per Secondary Market guidelines. Responsibilities also include discussing member specific details regarding credit reports, debt ratios, and basic home ownership counseling. Maintaining relationships with title companies, realtors, appraisers, surveyors, etc. for the purpose of referrals to the Real Estate Department. Occasional attendance to outside functions relating to the local real estate industry. Performs other related duties as assigned.Qualifications:
Minimum of three to five years of experience in the mortgage industry at a credit union or other financial institution. High school diploma or the equivalent. Competent computer skills and use of standard office equipment. Ability to meet, speak, and deal effectively with people in person and over the telephone, being professional always. Must maintain a neat and professional appearance. While the following list is not exhaustive and may be supplemented, identified physical requirements include the ability to operate normal office equipment; some lifting, not to exceed 25 pounds.Benefits
- Dental Insurance