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Job Description
Relationship Manager I at Texas Farm Credit Relationship Manager I at Texas Farm Credit in Uvalde, Texas Posted in 11 days ago.
Job Description:
JOB DESCRIPTION
Relationship Manager I Job Title/Location:
Relationship Manager -
Uvalde, TX Overview:
The Relationship Manager I is responsible for developing and managing customer relationships while growing and maintaining a loan portfolio. This role focuses on identifying new business opportunities, supporting market growth, and delivering tailored financial solutions that meet customer needs. The position also includes recommending or approving loans within delegated authority and ensuring compliance with Association policies and procedures.
Key Responsibilities:
Build and maintain strong customer relationships by understanding financial needs and delivering tailored solutions
Develop referral strategies and pursue new business opportunities to grow the loan portfolio
Manage the full loan process, including gathering documentation, structuring agreements, and ensuring proper underwriting
Analyze financial information and make sound credit decisions within delegated authority
Recommend loans for approval beyond authority limits in accordance with guidelines
Monitor and manage loan portfolio performance, including covenants, exceptions, and past-due accounts
Resolve client concerns and provide ongoing service to support long-term relationships
Collaborate with internal teams and participate in business development activities and presentations
Ensure compliance with Association policies, procedures, and regulatory standards
Qualifications:
Bachelor's degree in Finance, Business Administration, or related field (or equivalent experience)
1-3 years of experience in commercial or mortgage lending, including credit analysis and risk assessment
Strong understanding of financial statements, accounting principles, and lending practices
Strong communication, negotiation, and problem-solving skills
Ability to manage multiple priorities and meet deadlines in a fast-paced environment
Proficiency in Microsoft Office applications
What We're Looking For:
Relationship-focused with a strong customer service mindset
Ability to analyze financial information and make sound decisions
Strong organizational and time management skills
Collaborative team player with a proactive approach
Professionalism and discretion in handling confidential information EOE/AA/M/F/D/V