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Dream Finders Homes

Mortgage Loan Officer

Career Insights for Mortgage Loan Officer

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Based on Virginia data

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What they do

A Mortgage Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or credit union. Provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May partner with real estate agents to offer financing information to potential home buyers. May sell mortgage loans on commission.

$56,281 / year median in Virginia

-22% projected decline

Explore Career

Job Description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!

Note:

Candidates must be able to work a schedule of 8am-5pm EST and participate in a weekend on-call rotation 1-2x/month.

Responsibilities:

Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities Create personal relationships with clients

•offer additional information and answer questions about home mortgage products Create and explain mortgage coach presentations for clients (total cost analyses) Package files to send to the loan openers/processing staff Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications:

3+ year of experience as a mortgage loan originator Licensure with the NMLS in either VA or MD Experience with Encompass Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month Superb relationship, sales, communication, and MS Office skills Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications:

Bachelor's degree from an accredited institution 3+ years of experience as a mortgage loan originator Licensure with the NMLS in VA, MD, and any other states Experience with Encompass, Simple Nexus, AND Optimal Blue Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month Superb relationship, sales, communication, and MS Office skills Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits:

This position offers benefits including, but not limited to: Medical, dental, and vision insurance 401k with a company match 12 Days of PTO (prorated based on hire date) Company holidays Location(s) 4506 Daly Drive Suite 300 , Chantilly , VA 20151 , United States Compensation n/a Benefits Our benefits include: Health Insurance

•Medical, Dental & Vision; Vacation & Holidays

•generous

PTO & 11

holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Insurance. Posting Close Date n/a Apply

Benefits

  • Paid Time Off (PTO)
  • 401(k) Plans
  • Health and Wellness Programs
  • Health Insurance