Loan Partner (Senior Loan Officer Assistant)

Loan Partner (Senior Loan Officer Assistant) at Epitria Consulting Loan Partner (Senior Loan Officer Assistant) at Epitria Consulting in Tampa, Florida Posted in 5 days ago.

Type:

full-time

Job Description:

We are looking for a skilled and experienced Loan Partner to provide comprehensive support to mortgage loan officers throughout the loan lifecycle. This role is ideal for a proactive professional who can independently manage loan files from initial application through submission while delivering excellent client support and ensuring compliance with lending guidelines.

Key Responsibilities:

Manage the mortgage loan process from pre-qualification to loan submission in partnership with loan officers. Analyze and structure loan scenarios based on borrower profiles and lender/investor requirements. Review borrower financial documents including income, credit, assets, and liabilities for completeness and accuracy. Calculate income for salaried, hourly, and self-employed borrowers in line with underwriting standards. Run and evaluate DU/LP findings and prepare files for underwriting submission. Register, submit, and monitor loan files through lender systems and portals. Educate borrowers on loan options, interest rates, closing costs, and the overall mortgage process. Prepare disclosures and maintain compliance with federal and state mortgage regulations. Coordinate with borrowers, lenders, title companies, processors, and underwriters to ensure smooth loan progression. Monitor loan milestones, identify potential issues, and help resolve them in a timely manner. Support pipeline management to ensure deadlines and closing timelines are achieved.

Required Qualifications:

3+ years of mortgage industry experience in roles such as Loan Officer Assistant, Loan Processor, or related positions. Strong understanding of conventional lending guidelines, including Fannie Mae and Freddie Mac standards. Hands-on experience with DU/LP systems, AUS findings review, and lender submission platforms. Advanced income calculation skills, including experience with self-employed borrower analysis. Excellent communication and customer service abilities with confidence in explaining loan details to clients. Experience using loan origination systems such as Encompass, Arive, LendingPad, or similar platforms. Strong organizational skills with the ability to manage multiple loan files simultaneously.

Preferred Qualifications:

NMLS license is a plus. Familiarity with FHA, VA, and USDA loan programs. Experience working within broker-to-lender or third-party processing environments. Bilingual Spanish/English candidates are highly preferred.