LOAN PROCESSOR

The primary responsibility of the Bank of Zachary Loan Processor is to ensure the efficient and accurate preparation of loan files, assuring compliance with state and federal regulations. In addition, the Loan Processor will assist the lenders with managing new and existing customer relationships with an emphasis on an enhanced customer experience.

EDUCATION AND EXPERIENCE EDUCATION

• High school diploma or equivalent

EXPERIENCE

Must have three to five years of experience in the banking industry. Should have a good understanding of financial institutions' products and service offerings. An effective working knowledge of commercial lending, real estate, loan documentation, lending regulations, and compliance is preferred.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES ESSENTIAL FUNCTIONS

Assembles, examines, and prepares pertinent loan documents for residential, consumer and commercial loan applications, Loan Estimates, Promissory Notes, Mortgage Documents, Security Agreements, Closing Disclosures, Adverse Action Notices, et al. Maintains effective communication with lenders, credit department, insurance companies, and title companies throughout the loan application process. Assists lenders with obtaining customer documentation related to the loan origination process including ordering appraisals, pulling credit reports, gathering Secretary of State and various business documents, UCC searches, environmental reports, insurance information and various other underwriting information. Examines loan notes, flood certifications, insurance policies, preliminary title reports, title policies, deeds of trust, et al. to ensure adherence with various state and federal regulations. Maintains effective communication with the lenders and/or applicants throughout the loan application process. Ensures that all deadlines are met, and exceptions are handled expeditiously. Approves and prepares loan fund disbursements. Review for accuracy all signed loan packets upon receipt from title company and prior to booking.

KNOWLEDGE, SKILLS, AND ABILITIES

Strong interpersonal skills, the ability to effectively prioritize and complete multiple tasks in a timely manner and the ability to work independently are required. Good understanding of the Adobe and Microsoft Suite, especially Excel and Word, as well as various bank software, is a must. Experience with Finastra LaserPro and e-sign platforms is preferred. Must be able to use office equipment such as a copier, computer, printer, and fax machine. Must have strong written and verbal communication skills. Must possess the ability to effectively work with colleagues and on multiple projects simultaneously, managing time and resources to ensure work is completed effectively and within established timeframes.

WORKING CONDITIONS

Most of the normal duties will be performed inside, which will involve almost constant interaction with other employees and/or the public with frequent interruptions. Frequent meetings with other members of the staff are necessary for planning, support, and training purposes. Normal working hours Monday - Friday 8:00-4:30. Some travel may be required within the institution's branch and office network; attendance and travel may be required to various customer locations, title companies and community events.

Job Type:

Full-time Pay:

$50,000.00 - $65,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Life insurance Paid time off Referral program Retirement plan Tuition reimbursement Vision insurance

Work Location:

In person