Company Overview County National Bank was founded in 1934 as community bank, and we continue to be committed to serving the communities of southern Michigan. With 13 full-service branches and several other financial services offices, our decisions are made by local associates and board members who have a vested interest in the communities we service. Our mission is to sustain a deep commitment to our community and our tradition of banking excellence. Our associates are our greatest asset; they are committed to building lasting relationships with clients and coworkers. When you join CNB, you will become a part of a legacy that supports the success of our associates and our communities. If you are looking for a career with purpose and a team that values friendly and knowledgeable service, we encourage you to apply. CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as a Mortgage Lending Representative. This position will be housed ON-SITE at either of our Tecumseh or Adrian locations.

JOB SUMMARY

The Mortgage Lending Representative is a developmental position designed to provide hands-on experience and training in the mortgage lending process with the goal of preparing the individual to become a successful Mortgage Lender. The role will develop knowledge and proficiency in loan origination, credit analysis, underwriting guidelines, compliance requirements, and mortgage products. The individual will work closely with experienced mortgage professionals to gain practical knowledge of the lending process from application through closing. Responsibilities will progressively increase as skills and knowledge are developed, including assisting with client interactions, gathering and reviewing loan documentation, and supporting loan production activities. The position requires a strong commitment to learning, attention to detail, client service, and the ability to build effective relationships with borrowers and internal partners. Key Responsibilities Develop mortgage lending knowledge by participating in structured training and on-the-job learning to build knowledge of mortgage products, loan programs, credit requirements, underwriting guidelines, and the overall mortgage lending process. Assist with loan origination activities by supporting Mortgage Lenders with loan applications, documentation, disclosures, and other activities involved in originating and processing mortgage loans. Develop the ability to effectively communicate with prospective and existing borrowers, understand their financing needs, answer questions, and provide a positive lending experience. Assist in gathering, organizing, and reviewing borrower information and supporting documentation for completeness and accuracy while developing an understanding of credit and financial analysis. Maintain compliance and risk awareness by learning and consistently following applicable lending laws, regulations, policies, procedures, and internal controls to ensure mortgage lending activities are conducted accurately and compliantly. Build relationships with borrowers, real estate professionals, and internal partners while learning effective strategies for generating and developing mortgage lending opportunities. Demonstrate increasing knowledge, skill, and proficiency in mortgage lending responsibilities, with the goal of transitioning into a Mortgage Lender role capable of independently managing customer relationships and loan opportunities.

Qualifications Required:

High School diploma or equivalent Previous experience in banking, financial services, sales, client services, or related field

Preferred:

Associate or Bachelor's degree in business, economics, or related field Skills Exceptional leadership and development skills Ability to think strategically and plan business objectives Strong relationship building abilities Outstanding verbal, written and presentation skills with executive presence Strong analytical and problem-solving skills Ability to influence and collaborate without direct authority Effective decision-making skills with sound business judgement Work Environment This position is an on-site position located in one of our Tecumseh or Adrian offices, requiring occasional travel. Physical Requirements Sit/stand for long periods of time Ability to see difference between colors, shades, and brightness to identify documents Comfort with using a phone, fax, or other devices for calls, document sharing, and communication