Commercial Loan Processor

Greenville, North Carolina, North Carolina

POSTED DATE 01/21/2026 CLOSING DATE 04/20/2026

Commercial Loan Processor

• office choice of Ahoskie, Elizabeth City, Greenville, Halifax, Louisburg, Lumberton, Smithfield, or Whiteville Are you passionate about supporting agriculture and rural communities?

Do you thrive in a detail‑oriented environment where your analytical skills and sound judgment make a real impact? If so, we want to hear from you! As a Commercial Loan Processor, you'll play a vital role in preparing and funding loan documents that uphold approved credit decisions, protect the Association's collateral position, and maintain strong internal controls. You will be able to exercise your accounting and clerical skills to prepare proper loan funding in accordance with the Association policy and procedure. This position contributes directly supports agricultural producers and rural businesses across our territory. You'll work in a collaborative culture that values confidentiality, time management, attention to detail, and exceptional customer service.

What You'll Do:

• Prepare commercial loan documents in accordance with approved credit packages, ensuring accuracy of terms, rates, conditions, collateral descriptions, and supporting details
• Prepare and submit attorney instruction letters and coordinate with third‑party attorneys or closing agents to ensure timely and accurate loan closings
• Work closely with Loan Officers, Financial Specialists, Servicing Specialists, and external partners to complete accurate and timely loan closings
• Process and confirm proper perfection of all intended collateral lien positions
• Ensure timely scanning, filing, and organization of loan documents, forms, and checklists in accordance with Association policy and procedures
• Prepare loan funding including checks and/or wires, ensuring compliance with internal control policies
• Accurately book loan transactions into the system, including both cash and non‑cash tr ansactions
• Ensure consistency and accuracy between approved credit packages, executed documents, and final system entry
• Complete post‑closing verifications and document quality reviews to support accurate financial reporting
• Assist with incoming phone calls and branch visitors as needed, helping build strong relationships and deliver excellent service
• Adhere to all internal control, compliance, and confidentiality standards Support high‑quality loan servicing and accounting from application through loan payoff and release

What We Value:

At AgCarolina, we believe in:

• Customer Focus
• Building trust and long‑term relationships through accuracy, responsiveness, and service
• Collaboration
• Working as a team across departments to deliver the best outcomes for our members
• Excellence
• Maintaining high standards in documentation, compliance, and financial integrity
• Accountability
• Protecting the Association through strong internal controls and sound decision‑making
• Growth
• Embracing continuous learning and professional development

What We're Looking For:

• Education and/or experience equivalent to an Associate's degree in business, finance, accounting, or a related field
• Experience as a loan processor or in a similar role with strong organizational and multitasking skills
• General understanding of agriculture and rural communities, preferred
• Strong interpersonal, communication (written and verbal), and customer service skills
• Detail‑oriented with excellent time management and organizational abilities
• Ability to work independently under general supervision
• Quick learner, adaptable, and strong problem solver
• Ability to handle high‑stress situations in a professional and business‑focused manner
• Strong computer proficiency, including Windows, Microsoft Word, Excel, and PowerPoint
• Commitment to confidentiality and compliance

Our Commitment:

When you join AgCarolina, you become part of The AgCarolina Way—a team rooted in service and purpose. Everything we do is driven by our mission to yield a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:

• Competitive base pay, and eligibility for incentive pay based on personal and Association performance
• Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
• Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
• A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
• Paid Time Off, plus 13 paid holidays annually
• Training and professional development opportunities , and defined career pathways for many roles
• Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
• Opportunities for work-life balance that includes employee appreciation and family events
• A great work environment with colleagues who have a shared commitment to our core values
• Opportunities for everyone to think and act like a leader, regardless of the position you hold
• A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well.

AgCarolina Individual Competencies:

1. Communicates Effectively 2. Action-Oriented 3. Makes Good Decisions 4. Collaborates 5. Focuses on Our Members 6. Welcomes Everyone and Treats Them Fairly 7. Leadership Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying.

Interview Process:

Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled. 1. Phone Screen with AgCarolina HR Representative 2. In-person interview Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.

CATEGORY

Loan Processing

JOB TYPE

Full-Time