Loan Processor

Loan Processor 4.0 4.0 out of 5 stars Jacksonville, FL 32257 Hybrid work Sparks Group 189 reviews

Job Summary/Company :

Sparks Group has partnered with a growing mortgage company to find Loan Processors. As the Loan Processor you will be responsible for processing DSCR and investor loans from initial disclosure through closing in a fast paced, metric driven environment. The ideal candidate will have 2 years of loan processing experience and is a driven go-getter looking to join a fast-growing firm. If you're looking for you're next opportunity, apply now!

Responsibilities :

Manage the full lifecycle of DSCR and investor mortgage loans, from initial disclosure through final closing, while maintaining accurate records in the LOS and lender portals. Review, verify, and organize all borrower and property documentation to ensure files are audit-ready and compliant with investor guidelines and regulatory standards. Calculate and validate key metrics, including DSCR, rental income, and cash-flow inputs, to ensure accuracy and alignment with specific lender requirements. Proactively manage underwriting conditions and milestones by collaborating with loan officers, underwriters, and third-party vendors to resolve issues and expedite the clear-to-close.

Qualifications/Background Profile :

2+ years of mortgage loan processing experience Strong understanding of mortgage documentation, underwriting conditions, and closing requirements Experience working in a high-volume loan processing environment Demonstrated proficiency with wholesale broker portals Comfort with investor documentation, rental income, and cash-flow analysis Experience with DSCR or non-QM lending is a plus - This job is Hybrid Remote. We offer several comprehensive benefits package including health and life insurance, paid and unpaid time off, and retirement and savings plans to qualifying employees. Download the Sparks Group mobile app from Apple App Store or Google Play . - Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status. Sponsored by Sparks Group