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DFCU Financial

SBA Loan Closer

Career Insights for Loan Processor

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Based on Michigan data

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What they do

A Loan Processor processes applications for bank loans including mortgage or commercial loans. Assists customers with the application process, organizes and reviews credit information or business financial reports, and puts together materials needed for loan underwriters to evaluate an application.

$43,000 / year median in Michigan

-26% projected decline

Explore Career

Job Description

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country. Do you have a sharp eye for detail and a passion for accuracy in every loan closing?

Are you organized, deadline-driven, and dedicated to delivering a smooth experience for borrowers and partners?

As an SBA Loan Closer, you will prepare SBA forms and loan closing documents for submission, ensuring compliance with SBA SOP policies. You'll work closely with loan officers, borrowers, and external parties to successfully process loans from approval to closing.

Strong organizational skills, attention to detail, and effective collaboration are essential for success in this role.
The Opportunity:
We are seeking a full-time SBA Loan Closer to join our team in Florida or Michigan.
What You'll Do:
Review assigned loan files and obtain required information for closing.

Input and maintain files in SBA core processing system.

Prepare and review SBA Authorization for accuracy and SOP compliance; ensure terms and conditions correspond with approval documentation.

Coordinate closing with attorneys, borrowers, etc., understanding each party's responsibility and procedures, inclusive of title insurance (exceptions, endorsements, etc.).Participate in loan closing and disburse loan proceeds to comply with SBA SOP.Complete initial audit of loan file and coordinate transfer to loan operations for booking.

Maintain knowledge of SBA principles, procedures, compliance requirements and policies.
What You'll Need:
Bachelor's degree in business or finance, or equivalent work experience.

Three years SBA loan closing experience.

Three years loan documentation experience.

Organizational skills with a high level of attention to detail.

Ability to effectively handle multiple priorities and make decisions under time constraints.

Proficient in Microsoft 365.Demonstrated analytical and problem-solving skills.

Able to initiate and embrace change.

Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.
What We Offer:
Potential for a hybrid work schedule401k plan match, dollar for dollar up to 4%401k additional employer contribution after one year at 5%Employee bonus programMedical, dental and vision insurance effective date of hireHealth savings account (HSA)Flexible spending accounts for medical and dependent care expensesAdoption assistance for qualified expenses maximum $10,000 per childWellness initiatives and reimbursementsPre-paid legal services planIdentity protection planAccident supplemental planShort & long term disability plans paid for by companyCompany provided basic life insurance of $50,000 plus supplemental for employee, spouse and childPet InsuranceFree financial planning assistanceNumerous fun employee events throughout the yearVolunteer and community engagement opportunitiesEmployee loan discounts (closed-end loans)Service / anniversary awardsEmployee discounts for company logo wearEmployee referral payouts for recruiting your friends and familyPaid lunch timeTuition reimbursement / Education assistanceOngoing training opportunitiesLeadership development programPaid time offPaid holidays (13 per year)Flexible scheduling for students Equal Opportunity Employer / Disabled / Veterans