MORTG PROCESSOR

MORTG PROCESSOR

Job Description

GENERAL SUMMARY

Responsible for processing loan applications from origination through closing. Inputs information on the system and obtains all documentation necessary. Orders necessary documentation for approval and closing of the loan. Communicates effectively to complete loan process.

RESPONSIBILITIES AND DUTIES

Processes loan applications. Duties include opening loan application files, ordering credit; appraisals, titles, and verifications; inputting all information on system. Reviews daily status of loans in process, updates files daily as needed, copy loan documentation as needed and update status report. Follow up on loan documentation such as title requirements. Submits loans packages to underwriters after reviewing all information for accuracy and copying all files. Manage mortgage portfolio, including rate adjustments, escrow analysis, payment of taxes and insurance, payoff and correspondence. Coordinates between real estate and escrow companies and customers to set up closing sessions. Draws up closing documents as necessary. Performs other related duties as assigned by management. Regular and reliable attendance.

KNOWLEDGE, SKILLS, AND ABILITIES

Knowledge of bank operations, policies, and procedures. Knowledge of residential lending practices and principles. Knowledge of underwriting guidelines. Knowledge of FNMA, FHA, VA and NIFA guidelines. Skill in operating computer terminals and printers and other varied office equipment. Skill in reading and understanding residential loan applications. Skill in communicating with customers and co-workers in a courteous and professional manner. Ability to create an efficient work environment with minimal supervision. Ability to maintain organization and accuracy. Ability to multi-task. Ability to work as a team player.

EDUCATION AND EXPERIENCE

High School graduate or equivalent. Previous mortgage loan processing experience preferred.

PHYSICAL REQUIREMENTS

 

NOTE:

The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified. More Details Monday - Friday 8am-5pm Benefits We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines.

Other benefits include:

8 paid holidays.

• 17 PTO days each year for the first five years of employment. Employees must also complete the 90-day introductory period prior to accruing PTO.
• After five years, 22 PTO days each year.
• After ten years, 27 PTO days each year.
• Employees must also complete the 90-day introductory period prior to accruing PTO.
• New employees will receive 16 hours of paid sick time upon their hire date.
• Health, dental, prescription drug card, vision, and voluntary life insurance plans.

Health Savings Account with employer contributions. Flexible medical and dependent care spending plans. Parental Leave after one year of full time employment. 401K plan after 3 months and start of next quarter with employer contributions and profit sharing. Free checking account and basic printed checks. Free safe deposit box. $50,000 group term life insurance. Long term disability insurance. Employee Assistance Program. Educational Assistance.

• Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned.

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at personnel@pinnbank.com or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the

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