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FIRST BANK

Personal Banker - Cinnaminson, NJ

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What they do

A Personal Banker works for a bank to sell bank services to individual clients. Promotes different account options, loans or other services to customers that have assets or deposits in that bank.

$74,453 / year median in New Jersey

+2% projected growth

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Job Description

Personal Banker - Cinnaminson, NJ
FIRST BANK - 3.9
Cinnaminson, NJ Job Details Full-time 1 hour ago Benefits Health savings account Health insurance Dental insurance 401(k) Flexible spending account Paid time off Employee assistance program Vision insurance 401(k) matching Qualifications Customer communication Financial sales Sales referrals High school diploma or GED Financial product expertise
Full Job Description Position Summary:
The Personal Banker will be responsible for assisting customers in a dual role function. The role is responsible for providing an exceptional in-branch customer experience by handling every customer need including teller transactions, sales and service. Utilizing a needs-based selling approach, the Personal Banker will provide solutions based on customer needs and how they like to conduct their banking. In addition this position will be responsible for referrals to the other lines of business to meet the customer's financial needs. The Personal Banker will work with the branch team and partners to attain the branch strategic goals.
Duties & Responsibilities:
1. Personal Bankers are responsible for offering and selling bank products and services to both consumer and small business customers. Including, but not limited to: Checking and Savings Accounts, Certificates of Deposit, Individual Retirement Accounts (IRAs). Deposit only business relationship customers with non-lending needs. 2. Operates a teller window regularly to meet the needs of the branch clientele. 3. Provides exceptional customer service while listening for sales opportunities, explains and promotes bank products and/or services to customers and actively participates in referral opportunities. 4. Effectively use sales skills such as: effective listening, identifying needs, expanding and deepening customer relationships, responding to verbal and non-verbal clues, presenting solutions through product benefits, establishing a clear difference, overcoming objections, asking for the business. 5. Follow up with prospects and current customers to promote new products and services and/or thanking customers for existing banking relationship. 6. Actively engage with valued customer relationships to promote growth and retention. 7. Maintains confidentiality in handling customer and bank information. 8. Follows security policies and procedures to prevent bank and customer losses. 9. Resolves customer complaints and escalates appropriately. 10. Maintains a detailed level of knowledge on retail products and services. 11. Works collaboratively with the branch team to achieve customer sales and service objectives. Qualifications Bachelor degree preferred High school diploma/GED Two or more years of related experience in Financial Services industry Basic knowledge of retail product philosophy, policy, procedures, documentation and systems Thorough knowledge of all retail products and services Proven customer service and interpersonal skills Effective selling and referral skills Strong verbal and written communication skills Ability to work a schedule that includes Saturdays First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ+ can apply to our company for employment opportunities. Job detailsJob type Full-time Number of people to hire for this job 1 Schedule Monday to Friday Weekend availability Benefits Health insurance Paid time off Vision insurance Dental insurance 401(k) 401(k) matching Flexible spending account Health savings account Employee assistance program
Experience:
Cash handling: 1 year (Preferred)
Banking:
1 year (Preferred) Customer service: 1 year (Preferred) PI2f060dcfcd9b-25404-41418649