SVP, Lending:

Establishes and maintains credit risk and loan servicing frameworks, underwriting standards, and portfolio management practices. Defines key performance goals to render the best service and business outcomes. Prepares and presents credit quality, concentration, and portfolio performance reports to executive leadership and the Board of Directors. Identifies loans that require review, shares findings with executive leadership, and recommends future credit information needs. Reviews, analyzes, and makes recommendations regarding Collections and Loan Servicing strategies to enhance department performance and outcomes. Monitors and responds to trends in the Credit Union industry regarding collections, foreclosures, and repossessions. Creates and adapts collection recovery and loss-mitigation programs and strategies in response to the prevailing economic environment. Partners with lending, risk, compliance, and executive teams to support prudent loan growth and profitability, participating in meetings and committees as required. Implements a system of credit analysis and quality assurance for loans made as required by Board of Directors; assigns rating as needed in conjunction with loan loss reserve analysis. Establishes and maintains vendor contracts; assists in solving quality and operational issues. Prepares written analyses of loans, aggregate lending versus indebtedness for individual borrowers, complex loans, and weak loans. Recognizes and implements opportunities for greater efficiency, process automation, and technology adoption across collection functions. Manages Collections and Loan Servicing department budgeting and expenses. Establishes and maintains credit risk and loan servicing frameworks, underwriting standards, and portfolio management practices. Defines key performance goals to render the best service and business outcomes. Prepares and presents credit quality, concentration, and portfolio performance reports to executive leadership and the Board of Directors. Identifies loans that require review, shares findings with executive leadership, and recommends future credit information needs. Operations Oversees credit underwriting, loan review, and approval processes for consumer, mortgage, and commercial lending, as applicable. Oversees all loan servicing operations, including payment processing, loan maintenance, escrow administration, payoff processing, and account adjustments. Oversees business lending loss mitigation across unsecured, secured, and real estate exposures to minimize charge-offs and maximize recovery. Oversees the management of real estate loss mitigation activities; including workout, modification, short sale, foreclosure and disposition of secured real property. Reviews and approves real estate recommendations for short sale requests for real estate loans. Ensures compliance with approved practices in multi-state legal matters; engaging and directing legal counsel across jurisdictions as required. Executes decisions on settlement proposals from attorney and collection agencies; reviews attorney/legal status reports. Oversees the preparation of monthly and quarterly risk reports, ensuring accuracy before submission, including 5300, per product reporting, etc. Conducts routine reviews of department procedures and processes to ensure organizational strategic goals are achieved. Ensures department leaders have tools and resources to execute credit risk strategy, value-added change initiatives, training, and policy and procedure adherence.

Performs supervisory duties:

interviews applicants; plans, assigns, directs, and evaluates team member's work; measures performance against goals; reviews efficiency and completeness of tasks; conducts performance reviews, recommends salary increases, and develops higher levels of expertise in team members through coaching, mentoring, and training. Development Exemplifies the attitude, aptitude, and ability to learn quickly and efficiently while showing assertiveness in personal development. Independently takes responsibility for learning and development by acquiring and refining of technical and professional skills needed in job-related areas. Provides feedback on department policies and processes to improve efficiency and service outcomes. Regular and predictable attendance and punctuality. Maintains a working knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Asset Controls (OFAC), and complies with all laws/regulations applicable to area(s) of responsibility. Completes all required and assigned training modules by established due dates. Maintains working knowledge of Credit Union policies and procedures. Completes all other duties as assigned by leadership as necessary to achieve the goals of the Credit Union and the department. Benefits and Perks Include (not a complete list) Weekly pay 401K with safe harbor match, dollar for dollar of contributions up to 6% Paid time off for vacation, sick, company holidays, bereavement, and jury duty Company-provided life insurance at twice your annual salary Financial Education Programs DoorDash DashPass Medical including access to Teladoc, Acupuncture/Chiropractic, Assisted Reproductive Technology, Wellness Services, and access to Maven Clinic for women's and family healthcare Modern Health

emotional and mental health support Care.com backup caregiving benefit Team members are eligible to apply for assistance with educational programs and expenses through ArrowHeart's scholarship program Compensation This is a new role
anticipated range $160k
244k, bonus eligible
compensation and final offers are based on a variety of job-related factors, including but not limited to experience, knowledge, skills, education, geographic location, market conditions, and internal equity.

We are proud to be an Equal Employment Opportunity employer. For more information, please visit www.arrowheadcu.org/equal-opportunity-company . Applicants requiring reasonable accommodation(s) during the application/interview process should notify the Human Resources Department at 909-379-6643. Bachelors or better in Finance or related field. High School or better. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. 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