VP of Commercial Lending /

Commercial Loan Officer Location:

Roseville, MN |

Onsite, Monday-Friday Compensation:

$100,000-$120,000 base salary, based on experience, plus incentive plan and bonus opportunity of up to 21% of base compensation. About the Opportunity NOVON Consulting is partnering with an independent, locally owned community bank that is expanding its commercial lending team. This is a strong opportunity for an experienced lender who enjoys building relationships, growing a portfolio, and being active in the local business community. What You'll Do

• Develop and manage profitable commercial banking relationships through sales calls, networking, referrals, and proactive customer engagement.
• Generate, structure, and service commercial loans while maintaining strong credit quality throughout the life of the portfolio.
• Meet with customers to understand financing needs, explain loan options, and coordinate required application and documentation materials.
• Analyze financial information, including tax records, balance sheets, and supporting data, to evaluate credit requests and recommend appropriate terms.
• Approve or deny requests within lending authority and present larger credits to the Officer's Loan Committee.
• Conduct site visits, collateral inspections, annual reviews, renewals, collections, and delinquency follow-up as needed.
• Cross-sell loan, deposit, and cash management solutions while delivering responsive, relationship-focused service.
• Partner with internal teams to meet sales and service goals while ensuring compliance with bank policies, lending guidelines, and applicable regulations. What We're Looking For
• Bachelor's degree in business, finance, or a related field.
• Minimum of 4 years of commercial lending experience.
• Strong knowledge of the commercial lending process, credit standards, financial statement analysis, and loan portfolio management.
• Familiarity with commercial credit, deposit, and cash management products.
• Self-motivated, customer-focused professional with strong communication skills, sound judgment, and a commitment to excellent service.
• Knowledge of business management principles preferred.

Benefits :

Medical, dental, HSA, 401(k) with company match, life and AD&D insurance, STD/LTD, vacation, sick days, holidays, free checking with checks, free safe deposit box, and education benefit.

Pay:

$100,000.00 - $120,000.00 per year

Benefits:

401(k) Dental insurance Health insurance Paid time off Vision insurance

Work Location:

In person