Financial Crimes Specialist - I

County National Bank (CNB) is an independent, locally-owned, community bank that is successful and growing whose mission is to "sustain its deep commitment to the community and its traditions of excellence in all aspects of banking, and provide outstanding client service and solid financial We invite you to share in our mission and vision as a community banker, making a difference in your community while experiencing excellent benefits and career opportunities. CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as a Financial Crimes Specialist. This position has the ability to work from any CNB office location. Training will take place in Hillsdale, along with occasional departmental meetings, etc.

JOB SUMMARY

Performs a variety of duties to assist in the implementation and administration of the Bank's compliance programs to ensure adherence to the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), USA PATRIOT Act, and other anti-money laundering rules and regulations. Responsible for reviewing transactional data to prevent, detect, and report suspected money laundering and terrorist financing activities. Performs fraud prevention, detection and investigation activities, including evaluation of alerts, establishing cases, and taking appropriate action when fraud is detected to mitigate loss to the Bank and/or the customer. Independently performs moderately complex to complex work assignments and provides problem resolution. DUTIES Investigates various fraud and/or BSA/AML alerts as assigned, escalates to cases when necessary, and reports any suspicious activity to supervisor.

Prepares, reviews, and/or files Currency Transaction Reports (CTRs), Monetary Instrument Logs (MILs), and Suspicious Activity Reports (SARs) accurately and ensures timely submission, when applicable, within the regulatory time frames established.

Conducts enhanced due diligence reviews of CTR exempt customers, high risk clients, and new clients as required and reports any suspicious activity to supervisor.

Monitors staff compliance with client identification, customer due diligence, beneficial ownership, and OFAC requirements.

Assists with reviews for potential OFAC matches through the Bank's various OFAC systems. Assists in 314(a) record searches and documentation of any findings.

Assists in collecting documentation for examiners, auditors, law enforcement and governmental agencies regarding SARs, CTRs, and BSA/AML monitoring records.

Maintains and protects confidentiality of customer information.

Maintains regular, on-time attendance.

Remains current in assigned training and continuing education (online training courses, webinars, seminars, conferences, etc.)Complies with all regulatory requirements including Bank Secrecy Act and all others specific to their position.

Performs other duties as assigned.