Loan Officer

Hudson River Community Credit Union's mission is to make our members' lives better. Loan Officer We are seeking a motivated and member-focused Loan Officer responsible for delivering exceptional member service while evaluating, processing, and closing consumer loan applications. This role supports members in achieving their financial goals by recommending appropriate lending solutions, ensuring sound underwriting practices, and maintaining compliance with all policies and regulations.

Key Responsibilities:

Interview members to assess lending needs and recommend appropriate loan products Evaluate loan applications, including credit reports, income, and collateral, to make sound lending decisions within authority limits Clearly explain loan terms, rates, and conditions to ensure member understanding Process and close loans accurately and efficiently Ensure compliance with all regulatory requirements and internal policies Build and maintain strong member relationships through proactive communication and follow-up Identify cross-sell opportunities and refer members to other products and services as appropriate Monitor loan pipeline and ensure timely processing and decisioning Collaborate with branch and lending teams to support overall goals

Qualifications:

Experience:

One to three years of similar or related experience in financial services or retail banking/credit union. NMLS Registration and Notary certification a plus

Education:

High School Diploma or GED Required Skills:

Ability to make sound decisions and exercise good judgment Excellent communication and interpersonal skills Knowledge of consumer lending and financial products Ability to balance service, sales, and operational priorities Strong attention to detail and problem-solving skills Proficiency with banking systems, digital tools, and Microsoft office products

Employment Details:

Location:

HRCCU Operations Center, Corinth, NY.

Pay Rate:

$18.50-$25.00 based on candidate's experience, qualifications, and skills relevant to the position. Medical, Dental, Vision, FSA & HSA options. Life insurance, short term, & long-term disability benefits. 401K with matching contribution up to 10%. Generous paid time off, including birthday off and additional12 observed holidays. Gym reimbursement and wellness program. Internal and external training, including certification and tuition reimbursement. Community Volunteer initiatives. Career growth & advancement opportunities. We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued.

Our Culture Statement:

To create a supportive, inclusive and purpose-driven workplace where employees feel valued, empowered and inspired to serve our community while demonstrating kindness and empathy towards one another. Learn more about our company culture and benefits on our careers page! Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities. If you are unable to complete this application online due to a disability, please contact Human Resources at humanresources@hrccu.org