Loan Relationship Manager (Senior Credit Analysts with strong growth potential encouraged to apply)

Job Summary A rewarding career opportunity in a professional, collaborative work environment exists with WBD, Inc. We are seeking an experienced Loan Relationship Manager to support SBA 504 lending,. This role is comparable to commercial portfolio management role in a financial institution and is ideal for a credit professional who can independently manage complex loans from underwriting through pre-closing while serving as a trusted support resource to lender clients, borrowers, and WBD Loan Officer and support teams. WBD will also consider Senior Credit Analyst candidates who demonstrate strong credit judgment, SBA knowledge, and clear potential to develop into a Loan Relationship Manager role.

Key Responsibilities:

• Underwrite and analyze SBA 504 loan requests
• Prepare comprehensive credit presentations for loan committee review
• Identify and resolve SBA eligibility and credit concerns
• Prepare SBA applications, verifications, and Terms & Conditions
• Support loan closings, including credit assessment, loan modification requests, and project cost reconciliation
• Serve as a technical SBA resource to borrowers, lender clients, and WBD Loan Officers This position offers long-term growth in credit position or future Loan Officer development paths. Professional Traits We Value
• Team‑first mindset and strong collaboration skills
• Professional, positive, and self‑disciplined approach
• Excellent written and verbal communication
• Strong credit judgment grounded in the 5 C's of credit
• Comfort navigating ambiguity within SBA guidance
• Proactive, detail‑oriented, and committed to high‑quality work Prerequisites
• Bachelor's degree in Finance, Accounting, Business, or a related field (or equivalent experience)
• Experience in commercial credit analysis, portfolio management, and/or commercial or SBA lending
• Strong financial analysis and credit writing skills
• Demonstrated ability to work collaboratively with loan officers and internal partners
• Sound judgment, attention to detail, and strong professional communication skills
• Someone who values both credit quality and relationships
• A professional who will work well within an established, high-performing team
• An individual seeking stability, growth, and development, not just a short-term stepping stone
• A candidate open to coaching and ongoing skill development Why Join WBD
• Opportunities for career advancement
• Strong internal training and mentorship
• Collaborative culture with experienced professionals
• Opportunity to make a meaningful impact within a respected economic development organization
• Competitive pay, incentive bonus program, comprehensive insurance benefits, 401(k) match, and a generous PTO policy
• Flexible work arrangements available for trained personnel About WBD, Inc.

WBD is one of the nation's most successful Certified Development Companies. Since 1981, WBD has provided more than $3 billion in financing and currently manages a commercial portfolio exceeding $1 billion, helping businesses grow, create jobs, and strengthen communities.

Pay:

$75,000.00 - $95,000.00 per year

Benefits:

401(k) 6% Match 401(k) matching Dental insurance Employee assistance program Flexible schedule Flexible spending account Health insurance Health savings account Life insurance Parental leave Professional development assistance Profit sharing Referral program Vision insurance Volunteer time off Application Question(s): 1. What is your experience with the SBA 504 loan program (underwriting, eligibility, and/or application packaging)? o No direct SBA 504 experience o Limited exposure (assisted/support role; less than one year) o 1-3 years of hands-on SBA 504 experience o 3+ years of hands-on SBA 504 experience 2. How comfortable are you preparing comprehensive credit presentations (loan write-ups) for loan committee review? o No experience o Some experience (assisted or reviewed) o Regularly prepare credit presentations o Extensive experience and able to independently lead and defend credit analysis 3. Which best describes your experience managing loans from underwriting through pre closing/closing support? o No end to end experience o Supported portions of the process o Managed multiple steps with oversight o Independently managed loans end to end o Extensive experience handling complex loans independently

Work Location:

In person