Mortgage Disclosure Desk Analyst

Mortgage Disclosure Desk Analyst at Success Mortgage Partners, Inc. Mortgage Disclosure Desk Analyst at Success Mortgage Partners, Inc. in Canton, Michigan Posted in about 1 hour ago.

Type:

full-time

Job Description:

Position Summary The Mortgage Disclosure Desk Analyst is responsible for preparing, reviewing, and delivering accurate and compliant mortgage disclosures throughout the loan lifecycle. This role works closely with Loan Officers, Processing, Underwriting, and Closing teams to ensure all federal, state, and investor disclosure requirements are met within required timelines. The ideal candidate is detail-oriented, organized, and experienced in mortgage compliance and disclosure regulations. Key Responsibilities Prepare and issue initial disclosures, revised disclosures, and re-disclosures in compliance with TRID and all applicable federal and state regulations Review loan applications for accuracy, completeness, and compliance prior to disclosure issuance Monitor disclosure timelines to ensure regulatory requirements are met Audit loan files for required documentation and disclosure accuracy Communicate with Loan Officers, Processors, and Operations teams regarding missing information or disclosure corrections Ensure all fees, loan terms, and tolerance requirements are accurately disclosed Track and resolve disclosure-related conditions and compliance issues Maintain knowledge of investor guidelines, compliance updates, and industry regulations Assist with pipeline management to ensure timely movement of loans through the process Support internal audits, quality control reviews, and compliance initiatives Maintain accurate records within Encompass and other mortgage systems Qualifications 2+ years of mortgage disclosure, processing, compliance, or mortgage operations experience preferred Strong understanding of TRID, RESPA, TILA, and mortgage disclosure requirements Experience working in Encompass preferred Strong attention to detail and organizational skills Ability to manage multiple loans and deadlines in a fast-paced environment Excellent communication and problem-solving skills Proficient in Microsoft Office Suite, including Excel and Outlook High school diploma or equivalent required; college degree preferred Preferred Skills Knowledge of conventional, FHA, VA, and USDA loan products Ability to review fee tolerances and identify compliance discrepancies Strong time management and prioritization abilities Team-oriented mindset with the ability to work independently Benefits Competitive compensation Health, dental, and vision insurance Paid time off and holidays 401(k)