Mortgage Loan Officer

Mortgage Loan Officer at Security First Bank Mortgage Loan Officer at Security First Bank in Atkinson, Nebraska Posted in 2 days ago.

Type:

Full-Time Job Description:

Security First Bank is a Nebraska-chartered, privately held community bank with 36 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City. Each branch is managed locally, and our employees are part of the communities we serve. This gives us valuable local perspective and a personal commitment to servicing your financial needs. Security First strives to improve the lives of the families and business we serve with creative, high-quality financial services. We believe that attention to detail, flexible and innovative services and remarkable customer care are the pillars of successful community banking, and we've been committed to those standards since our founding. In 1898, nine ranchers in northwestern Nebraska started Stockmens National Bank of Rushville, Nebraska. Fast forward 125+ years, Stockmens National Bank

• now known as Security First Bank
• has grown to encompass 36 bank branch locations, 12 insurance offices, one loan production office, and employs nearly 350 people throughout Nebraska and southwest South Dakota. For over 125 years, we've been "the bank" of our communities. As we celebrate and reflect on our history, we remain committed as ever to meeting the financial needs of the families and businesses we serve
• now and for generations to come.

Position Overview The Mortgage Loan Officer is responsible for providing high‑quality lending services to customers and prospective customers seeking consumer, installment, and mortgage loans. This role includes evaluating loan requests, managing a loan portfolio, conducting credit investigations, and supporting customers throughout the lending process. The Mortgage Loan Officer works closely with the branch lending team and operates under limited credit authority with guidance from the Branch President. Key Responsibilities Review loan requests, originate loans, and manage an assigned loan portfolio. Conduct credit investigations and analyze borrower financial information. Meet with customers and prospective customers to identify lending needs and recommend appropriate loan products. Collaborate with the lending team to prepare, process, and maintain accurate loan documentation and records. Provide timely, accurate service and resolve customer and internal inquiries in accordance with bank policy. Promote bank products and services, making referrals to other departments as appropriate. Maintain strict confidentiality of customer and bank information. Perform additional duties as assigned. Qualifications and Experience Associate degree in Accounting, Business/Ag Management, or a related field. Minimum of two years of lending experience required. Ability to analyze financial statements and assess creditworthiness. Strong customer service skills with the ability to work closely with customers and lending team members. Ability to manage a high volume of work with accuracy and professionalism. Strong interpersonal skills, including the ability to handle sensitive or confidential situations.

Certificates, Licenses, and Registrations:

SAFE Act Licensing required. Why Security First Bank Security First Bank offers a professional, community‑focused environment where experienced lenders can build strong customer relationships and contribute to the financial success of the communities we serve. We are committed to integrity, customer trust, and operational excellence, and we provide the tools and support needed for continued professional growth. Employees benefit from competitive wages and one of the most comprehensive benefits packages in Nebraska and South Dakota. Compensation is based on experience, and full benefit details are available on our Careers page. How to Apply Qualified candidates are encouraged to complete the online application through Security First Bank's secure applicant portal by visiting our website and selecting the careers page. For application assistance or accommodation requests, please contact: Security First Bank, 118 E State St, Atkinson, NE 68713 or call (402) 925-5200 This Job Description is not a complete statement of all duties and responsibilities comprising this position. Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation. Employer paid benefits for full time status: PTO (vacation and sick pay), Paid Holidays (Federal),

Employer Paid:

EAP (Employee Assistance Program), Short Term Disability, Long Term Disability, Basic Life and Accidental Death & Dismemberment No waiting period for Paid Holidays, Medical, Dental, Vision or EAP Medical options (including some employer contributions to provide affordability and value): High-Deductible Health Plan (HDHP) with a Health Savings Account (HSA) option Preferred Provider Organization (PPO) Plan with a Flexible Spending Account (FSA) option Dependent Care Flexible Spending Account Dental Vision Supplemental Voluntary Benefits Telehealth Access to experts for federal and state benefits, FEDlogic Connect with leading experts in cancer research, care, and treatment with Cancer Expert Now Retirement and other benefits

• full time: 401(k) Plan with Company Match Paid Family Leave program with approved qualifying event.

Banking products:

Free Checking, Safe Deposit Box (based on availability), Customer benefits when opening account.