Portfolio Owner Manager- Collections and Recovery

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Owner Manager within PNC's Retail Lending organization, you will be based in Pittsburgh or Philadelphia, PA; Brecksville, OH; Portage, MI; or Wilmington, DE. You will be a key leader in our Product Organization reporting to the Head of Collections Product team for Retail Lending. You will lead a highly skilled team tasked with delivering our technology and process transformation strategy across the collections and recovery lifecycle. We have exciting opportunities across multiple asset classes to innovate and deliver world-class experiences in our journey to maximize share-of-wallet. Partners with Product, Technology, and Business leaders to create, manage, and prioritize product strategy, OKRs, backlog, and roadmap Designs and delivers future state collections and recovery operating processes enabled by modern platforms and digital capabilities Drives adoption of automation, digital self service, and analytics enabled decisioning to improve process effectiveness and customer experience Collaborates with business, tech, and enterprise partners to establish a well-coordinated release roadmap, and ensures operational and customer-facing readiness activities Identifies and implements strategies across the Product and Technology organization designed to improve product delivery effectiveness and efficiency Establishes thoughtful risk and quality management capabilities across product development lifecycle to meet schedule, scope, and benefits realization Leads post-implementation troubleshooting while balancing capacity across deployment teams Defines success metrics and tracks performance improvements tied to new platforms and strategies (e.g., roll rates, cure rates, recovery economics, cost efficiencies) Integrates AI into product development lifecycles including story writing, test casing and code reviews Familiar with product development tools like Tableau, FigJam, JIRA, Confluence, Figma PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in

STEM OPT

for this position. Job Description Represents the business and sets the strategic vision for the portfolio. Makes trade-offs across teams, e.g., funding and resource allocation; ensures alignment where needed. Approver of teams' prioritization and major deliverables. Interfaces with leadership and other portfolios/executives, especially when there are decisions (i.e., reprioritization) to be made across portfolios. Engages with other Portfolios/ executives when information/ scope of the teams not enough to make decisions In consultation with the Product Owner; makes decisions including removal of impediments based on information provided by Scrum teams/POs and other stakeholders. Ensures solid product vision together with all Product Owners and provides guidance on backlog prioritization based on business value. Pressure tests iteration plans and scope. Reviews iteration WIP, demos and provides feedback as necessary. Determines if iteration outcome is acceptable from functional/non-functional aspects Reviews final deliverables, approves and coordinates acceptance among SMEs. Partners with independent risk management to ensure requirements are met and that products are integrated and deployed successfully to production) PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused

• Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk
• Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to: Include Intentionally
• Cultivates diverse teams and inclusive workplaces to expand thinking. Live the Values
• Role models our values with transparency and courage. Enable Change
• Takes action to drive change and innovation that will transform our business. Achieve Results
• Takes personal ownership to deliver results. Empowers and trusts others in decision making. Develop the Best
• Raises the bar with every talent decision and guides the achievement of all employees and customers.

Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Agile Methodology, Customer Solutions, Information Management, Organizational Analysis, Product Lifecycle Management (PLM), Program Administration, Scrum, Software Testing Competencies Agile Development, Business Acumen, Cross-Team Integration, Design Thinking, Innovation, Managing Multiple Priorities, Solutions Development Work Experience Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry experience is typically 8+ years. At least 5 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s)

Pay Transparency Base Salary:

$80,000.00

• $171,050.

00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 05/18/2026, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com . Disability Accommodations Statement If an accommodation is required to participat