Real Estate Processing Specialist I

Real Estate Processing Specialist I Bellco Credit Union - 3.3 Greenwood Village, CO Job Details Full-time $22 - $25 an hour 7 hours ago Benefits Paid holidays Health insurance Dental insurance Vision insurance 401(k) matching Life insurance Paid sick time Qualifications Title processing Valuation Decision making Property valuation Full Job Description Application deadline is 5 days after the date the role was posted. Thank you for your interest in Bellco Credit Union! We're a local not-for-profit organization that has been giving back to our members, the communities we serve, and of course, our employees since 1936. Offering one of the best employee benefits packages around, Bellco is a leader in fostering, developing, and engaging staff to become expert financial-service ambassadors. You're a part of something more at Bellco—a place you can be proud of. Real Estate Processing Specialist

I LOCATION

Meridian Office

DIVISION

CMXO

FUNCTION DESCRIPTION

The Real Estate Processing Specialist will support the Real Estate Processing Department by receiving and distributing loan conditions. The Processor will review Home Equity loans for income, home valuations and title reports in accordance with Bellco procedures and guidelines. The Processing Specialist may assist in scheduling loan closings, preparing closing documents and assist in funding loans. This role plays an important part in providing best in class service to our members. This position will work in collaboration with other departments and partners.

ORGANIZATIONAL RELATIONSHIPS

Reports to:

Supervisor, Real Estate Processing Supervises:

none

Contacts:

All levels of credit union employees, internal and external auditors, and vendors.

QUALIFICATIONS/REQUIREMENTS

Experience:

2 years' experience in real estate lending Knowledge of real estate lending and processing with an understanding of loan to value calculations, debt to income calculations, valuation reviews and title reviews.

Education:

Bachelor's degree in related field or equivalent experience preferred

Skills:

Must possess strong communication, organizational, presentation, member service and interpersonal skills. Make sound decisions based upon department procedures, company guidelines and policies. Ability to multi-task in a fast-paced environment, while still being detailed and results oriented. Demonstrates strong analytical/problem solving and time-management skills Strong PC skills to include Microsoft Word, Excel, and Real estate origination systems

ESSENTIAL FUNCTIONS

1. Demonstrates Bellco's Act Nice Behaviors and Core Values in all interactions with members, prospective members, and personnel in other Bellco departments. 2. Completes activities and SLA goals associated with Real Estate - Processing Responsible for the thorough review of loan documents provided by the members and 3rd party vendors to satisfy required conditions which includes income documents, title, and appraisal reports. 3. Manages and distributes loan conditions which are received through a variety of channels 4. Daily communication with members to provide updates and expectations throughout the loan process. 5. Educate members on Home Equity products and assist members with all inquiries. 6. Utilize internal reports and dashboards to maintain required service levels and ensure all daily tasks are completed. 7. May assist in scheduling loan closings and may assist in drawing closing documents and funding loans as well as various post-closing document reviews. 8. Work in collaboration with other team members in Home Equity and other business areas 9. Prepare and participate in regular pipeline reviews with management to ensure daily tasks are met. 10. Assist with coverage for co-workers to maintain member communication and processes to meet service level agreements. 11. Ensure compliance with regulatory, and Agency requirements including but not limited to RESPA, Homeowner's Protections Act of 1998, SCRA, Fair Credit Legislation, HMDA, and

CFPB. 12.

Deliver best in class member experience within all loan channels and points of contact. 13. Regular and punctual attendance. Management retains the discretion to add to or change the duties of the position as business need dictates.

WORKING CONDITIONS

Office environment. Bellco Credit Union provides a comprehensive benefits package to all regular, full time and part time employees, including: Medical, Dental, Vision, 401 (k) with company match, Supplemental Life Insurance, Paid Vacation, Paid Sick Days, and Paid Holidays. In addition to base compensation, Bellco Credit Union offers bonuses for the following roles: Non-exempt branch roles may earn monthly bonuses for meeting production goals and quarterly bonuses for meeting team goals. Exempt branch roles may earn quarterly bonuses for production and team goals. Exempt non-branch management roles may be eligible for an annual managerial bonus. Non-branch non-management roles may be eligible for on-the-spot bonuses for extraordinary performance.